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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Sold

Sold·Closed Aug 31, 2026·7 days on market·Recent sales in Jacksonville

4504 Peachtree Circle E

Jacksonville, FL 32207

$440,000sold priceListed at $459,900 · 95.7% of asking$233/sqftMLS# 2155038
3
Beds
2
Baths
1,888
Sq Ft
1948
Built
6
Garage
No
Pool
FEMA Zone XNo HOA11,326 sqft lotSingle Family Residence1 story

About this home

Jacksonville

A new roof, new septic, new HVAC, and a beautifully renovated bath mean the highest-ticket items are already handled --no wondering what surprises the first year of ownership holds. The kitchen has been updated in a clean style. The baths are finished. The Zen Garden with a hot tub surrounded by natural bamboo is your private space to unwind. The pergola-covered barbecue area out back round out a property that has been genuinely cared for. And then there's the garage. Six bays with the possibility of converting any of that space to add living space -- a setup that takes years to find and even longer to replicate. On a corner lot with mature oak trees and a private backyard, this is the kind of property that doesn't sit long in this neighborhood.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,437
Property taxesest. at asking price, Duval County$718
Estimated total, before insurance$3,156/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,189/yr · $432/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,437
Principal & Interest: $2,437
Property taxes (est.): $718
Insurance (est.): $293
Estimated Total Monthly
$3,449
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1948)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Private Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,188 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,189/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 7, 2026Closed$459,900
  • Jul 12, 2026Listed$459,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5206 Tulane Avenue, Jacksonville, FL 32207Listed by WATSON REALTY CORPOct 2026$352,500$2254/21,56960.5
4155 London Road, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$575,000$2443/32,3551690.5
2416 Johnson Avenue, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$234,900$1554/21,513140.6
1278 Eutaw Place, Jacksonville, FL 32207Listed by ROUND TABLE REALTYAug 2026$522,500$3274/21,597240.6
3862 Orlando Circle W, Jacksonville, FL 32207Listed by JPAR CITY AND BEACHAug 2026$300,000$2063/2.51,453250.6
5388 Rollins Avenue, Jacksonville, FL 32207Listed by LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLCSep 2026$585,000$2723/22,154330.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,900
Price / Sq Ft$244
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,888
Acres0.26 acres
Year Built1948
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages6
Has PoolNo
Is WaterfrontNo

Community Information

Address4504 Peachtree Circle E, Jacksonville, FL 32207
Area012-San Jose
SubdivisionRidgewood
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size11,325.6 sq ft
Parcel Number1001510000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerPrivate Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryIn Garage

Exterior

ConstructionBrick

Additional Information

Date ListedSeptember 7, 2026
Days on Market7
Tax Amount$5,188.71
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Sold by: COMPASS FLORIDA LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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