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Sold

Sold·Closed Sep 4, 2026·2 days on market·Recent sales in Jacksonville

1435 Riverbirch Lane

Jacksonville, FL 32207

$699,000sold priceListed at $689,000 · 101.5% of asking$280/sqftMLS# 2157894
4
Beds
2
Baths
2,500
Sq Ft
1957
Built
2
Garage
No
Pool
FEMA Zone XNo HOA14,810 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to 1435 Riverbirch Lane, a beautifully updated home tucked away on a quiet cul-de-sac in the highly desirable Hendricks Avenue Elementary School district. Offering over 2,500 square feet, this move-in ready home features soaring ceilings, refinished hardwood floors, crown molding, custom built-ins, abundant storage, and an open floor plan designed for everyday living and entertaining. The renovated & upgraded kitchen showcases stunning quartzite countertops, a large island, and opens seamlessly to the main living areas. Both bathrooms have been tastefully updated with timeless finishes. Step outside to a spacious, fully fenced backyard with a paver patio and irrigation system. Enjoy the charm and convenience of San Marco, where tree-lined streets, neighborhood parks, local restaurants, boutiques, coffee shops, and Downtown Jacksonville are just minutes away. This is the perfect place to call home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,872
Property taxesest. at asking price, Duval County$1,141
Estimated total, before insurance$5,013/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,695/yr · $391/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$699,000
$139,800
Loan Term
Monthly Payment
$3,872
Principal & Interest: $3,872
Property taxes (est.): $1,141
Insurance (est.): $466
Estimated Total Monthly
$5,479
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,664 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,695/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 5, 2026Closed$689,000
  • Aug 2, 2026Active Under Contract$689,000
  • Jul 31, 2026Listed$689,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $276/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1447 Redbud Lane, Jacksonville, FL 32207Listed by NON MLS (realMLS)Jul 2026$395,000$1643/2.52,404110.1
4524 Pinewood Avenue, Jacksonville, FL 32207Listed by SHEEPCO REAL ESTATE GROUPJul 2026$650,000$2974/32,192370.3
4504 Peachtree Circle E, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSAug 2026$440,000$2333/21,88870.4
5321 Rollins Avenue, Jacksonville, FL 32207Listed by ASSIST2SELL BUYERS & SELLERS REALTYJun 2026$336,900$1913/21,760140.4
5388 Rollins Avenue, Jacksonville, FL 32207Listed by LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLCSep 2026$585,000$2723/22,154330.5
1462 Swan Lane, Jacksonville, FL 32207Listed by NON MLS (realMLS)Aug 2026$635,000$2283/32,78300.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$689,000
Price / Sq Ft$276
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,500
Acres0.34 acres
Year Built1957
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional, Mid-Century Modern
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHendricks Avenue
MiddleAlfred Dupont
HighTerry Parker

Community Information

Address1435 Riverbirch Lane, Jacksonville, FL 32207
Area011-San Marco
SubdivisionBethune Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size14,810.4 sq ft
Parcel Number0991820000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio
FencingChain Link, Wood
RoofShingle
ConstructionBrick, Composition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 31, 2026
Days on Market2
Tax Amount$4,694.93
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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