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Active·Listed today

1435 Riverbirch Lane

Jacksonville, FL 32207

$689,000$276/sqftEst. $3,513/moMLS# 2157894

Beds

Baths

2,500

Sq Ft

1957

Built

Garage

Pool

About this home

Jacksonville

Welcome to 1435 Riverbirch Lane, a beautifully updated home tucked away on a quiet cul-de-sac in the highly desirable Hendricks Avenue Elementary School district. Offering over 2,500 square feet, this move-in ready home features soaring ceilings, refinished hardwood floors, crown molding, custom built-ins, abundant storage, and an open floor plan designed for everyday living and entertaining. The renovated & upgraded kitchen showcases stunning quartzite countertops, a large island, and opens seamlessly to the main living areas. Both bathrooms have been tastefully updated with timeless finishes. Step outside to a spacious, fully fenced backyard with a paver patio and irrigation system. Enjoy the charm and convenience of San Marco, where tree-lined streets, neighborhood parks, local restaurants, boutiques, coffee shops, and Downtown Jacksonville are just minutes away. This is the perfect place to call home.

Cost to own

Mortgage calculator

Home Price

$689,000

Down Payment: 20%

$137,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,513

Principal & Interest: $3,513

Property taxes (est.): $1,125

Insurance (est.): $459

Estimated Total Monthly

$5,097

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,513

Property taxesest. at asking price, Duval County$1,125

Estimated total, before insurance$4,638/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,695/yr · $391/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,695/yr

Estimated taxes if purchased at asking price: ~$13,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,664 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 31, 2026Listed$689,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$689,000

Price / Sq Ft$276

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,500

Acres0.34 acres

Year Built1957

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional, Mid-Century Modern

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryHendricks Avenue

MiddleAlfred Dupont

HighTerry Parker

Community Information

Address1435 Riverbirch Lane, Jacksonville, FL 32207

Area011-San Marco

SubdivisionBethune Grant

CityJacksonville

CountyDuval

StateFL

Zip Code32207

Lot Size14,810.4 sq ft

Parcel Number0991820000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Sink, Washer Hookup

SecuritySmoke Detector(s)