This home is in Gran Lake, St. Augustine — a waterfront home in St. Johns County.
Sold·Closed Sep 4, 2026·73 days on market·Recent sales in Gran Lake·Gran Lake
255 Willow Lake Drive
St. Augustine, FL 32092
4 more homes for sale in Gran Lake →Search Gran Lake on the map
About this home
Gran Lake
No CDD Fees!! Price Reduced!! Step inside this beautifully designed 5 bedroom, 3 bath home offering 2,320 square feet of thoughtfully planned living space with breathtaking lake views. The open-concept layout seamlessly connects the gourmet kitchen, breakfast nook, and spacious family room, creating the perfect setting for both everyday living and entertaining. The kitchen features granite counters, stainless steel appliances, a natural gas cooktop, combo microwave/wall oven, and abundant workspace for the home chef, as well as a walk-in pantry. The spacious primary suite is a private retreat with stunning water views. The spa-like primary bath features a large walk-in shower and relaxing soaking tub. The split-bedroom floor plan provides privacy for guests, with two guest bedrooms and a full bath just off the main living space. An additional bedroom at the front of the home has double doors and offers flexibility as a home office, den, or fourth bedroom. Upstairs, the bonus room
Next steps in Gran Lake
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,754 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $423,038 | $323,580 | — |
| 2024 | $430,360 | $313,753 | — |
| 2023 | $413,555 | $303,158 | — |
| 2022 | $356,306 | $292,872 | — |
| 2021 | $272,903 | $272,903 | ▲ $574 |
| 2020 | $65,000 | $65,000 | — |
2025 property taxes (current owner): $4,854/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 4, 2026Closed$450,000
- Jul 26, 2026Pending$450,000
- Jul 9, 2026Price change$450,000−$20,000
- May 14, 2026Listed$470,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 491 Willow Lake Drive, St. Augustine, FL 32092Listed by EXP REALTY LLC | Sep 2026 | $585,000 | $228 | 4/3 | 2,568 | 16 | 0.2 |
| 249 Brickstone Trace, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $499,000 | $208 | 3/2.5 | 2,395 | 364 | 0.3 |
| 23 Winterfield Place, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Aug 2026 | $526,592 | $238 | 2/2.5 | 2,216 | 31 | 0.4 |
| 813 Rustic Mill Drive, St. Augustine, FL 32092Listed by COASTAL CHARM REALTY, LLC | Aug 2026 | $385,000 | $203 | 2/2 | 1,898 | 92 | 0.6 |
| 408 Rustic Mill Drive, St. Augustine, FL 32092Listed by REAL BROKER LLC | Aug 2026 | $535,000 | $221 | 3/3.5 | 2,422 | 147 | 0.7 |
| 523 White Rabbit Run, St. Augustine, FL 32092Listed by AXEN REALTY LLC | Sep 2026 | $478,997 | $202 | 3/2.5 | 2,375 | 356 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Sold by: CROSSVIEW REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Gran Lake
Gran Lake is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Gran Lake homes for sale →Keep looking
More homes in Gran Lake
For Sale235 Willow Lake DriveSt. Johns, FL 32092
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$440,000Est. $2,342/moExperience comfort and style in this beautifully appointed Gran Lake home, where the breathtaking lake view takes…
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For Sale316 Willow Lake DriveSt. Augustine, FL 32092
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$506,000Est. $2,693/moExplore 316 Willow Lake Dr, a residence with fresh interior paint and a neutral color scheme. The kitchen includes all…
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For Sale159 Evenshade WaySt. Augustine, FL 32092
4 bd · 3.5 ba · 2,860 sq ft
$575,000Est. $3,060/moWelcome to this gorgeous, meticulously maintained home in the desirable Gran Lake community, offering over 2,800 square…
Listing Office: davidson realty, inc.
For Sale189 FireflySt. Augustine, FL 32092
5 bd · 3 ba · 2,769 sq ft
$619,000Est. $3,295/moBEAUTIFUL HOME WITH FENCED YARD & NO CDD FEES! Meticulously maintained 5BR/3BA with separate office home offering…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines