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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a pool home in St. Johns County.

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Active

$950,0003 bd · 3 ba · 3,455 sq ft

Active·2 days on market

704 Pinecrest Isle Court

St. Augustine, FL 32092

$950,000$275/sqftEst. $5,179/mo mortgageMLS# 2172407
Open house Sat, Nov 7 · 10:00 am–2:00 pm
3
Beds
3
Baths
3,455
Sq Ft
2001
Built
3
Garage
Yes
Pool
FEMA Zone AHOA $236/mo0.48 acresWaterfrontSingle Family Residence1 story

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About this home

St. Augustine

Surrounded by water. Designed for living. Made for entertaining. Welcome to an extraordinary waterfront setting in Royal Pines at World Golf Village, where this former Arthur Rutenberg model offers a rare combination of architectural character, exceptional indoor-outdoor living and water views on three sides. Situated on nearly half an acre, this beautifully refreshed residence was designed to make the most of its remarkable surroundings. Sliding glass doors from the living room, family room, primary suite and billiard room create a seamless connection to the expansive screened lanai, saltwater pool and spa. Whether you're hosting friends around the pool, enjoying evenings beside the fire bowls or gathering in the billiard room complete with a wet bar, this home is truly an entertainer's dream. Inside, 3,455 square feet of thoughtfully designed living space features three bedrooms, three full baths, a dedicated office and distinctive architectural details throughout.

Next steps in World Golf Village

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,179
Property taxesest. at asking price, St. Johns County$1,264
HOAbilled quarterly$236
Estimated total, before insurance$6,679/mo
Seller’s 2026 tax billper the MLS — includes any CDD / assessments$9,069/yr · $756/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$950,000
$190,000
Loan Term
Monthly Payment
$5,179
Principal & Interest: $5,179
Property taxes (est.): $1,264
Insurance (est.): $633
Estimated Total Monthly
$7,077
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 6:44 AM, sunset 5:35 PM.

  • A pool here is warm and sunset-lit.
  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2026 property taxes (current owner): $9,069/yr

Estimated taxes if purchased at asking price: ~$15,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 5, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $275/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
132 Edge Of Woods Road, St. Augustine, FL 32092Listed by WATSON REALTY CORPOct 2026$398,400$1493/2.52,665410.3
24 Greenview Lane, St. Augustine, FL 32092Listed by REAL BROKER LLCOct 2026$770,000$3014/32,5601380.3
160 Greenview Lane, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Sep 2026$845,000$2544/43,332810.3
373 Silver Lily Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCNov 2026$540,000$1985/32,7281201.2
272 Silver Lily Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$569,000$2095/32,7281071.2
365 Silver Lily Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$585,000$2344/32,500511.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$275
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage3,455
Acres0.48 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure
Is WaterfrontYes
Direction FacesNortheast

School Information

Zoned elementaryMill Creek Academy
Zoned middleMill Creek Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryMill Creek Academy
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address704 Pinecrest Isle Court, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionWgv Royal Pines
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size20,908.8 sq ft
Parcel Number0292300630
ZoningResidential

Amenities

AmenitiesFitness Center, Golf Course, Jogging Path, Laundry, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport, Garage
ViewWater
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Central Vacuum, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Dryer, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided, Gas
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesPrivate

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
ConstructionBlock, Stucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedNovember 5, 2026
Days on Market2
HOA Fees$707 / Quarterly
HOA FrequencyQuarterly
HOA NamePinehurst Pointe
Tax Amount$9,068.76
Tax Year2026
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VILANO CREEK VENTURES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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