This home is in Fernandina Beach — a home near Fernandina Beach High School.
$537,3502 bd · 2 ba · 1,107 sq ft
Active·2 days on market
Lot 43 Robin Hood Drive
Fernandina Beach, FL 32034
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Fernandina Beach
COASTAL COTTAGE on AMELIA ISLAND - TO BE BUILT! Build your own island escape with SILVER OAK CONSTRUCTION, known for QUALITY CRAFTSMANSHIP at an AFFORDABLE PRICE. This charming 2 BEDROOM, 2 BATH coastal cottage offers about 1,100 SF of easy island living on a generous 100x100 LOT, only 4 BLOCKS to local shops, coffee spots, stores, and restaurants. The homesite BACKS UP TO AN ESTABLISHED NEIGHBORHOOD with homes in the $800Ks, giving you great value in a desirable setting. With plenty of room and BRING YOUR BOAT, RV & PETS! Located IN THE COUNTY with NO RENTAL RESTRICTIONS. Rent it NIGHTLY, WEEKLY, or MONTHLY, live in it as your PRIMARY HOME, or enjoy it as your SECOND HOME and rent it when you're away. CITY WATER & SEWER AVAILABLE. A GREAT INVESTMENT OPPORTUNITY in one of Florida's most sought-after Quaint Communities. Need more space? The builder can GO BIGGER & BETTER. The listed price is based on THIS FLOOR PLAN. Price is for the BASIC HOME and does NOT include all appliances or
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2027)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,716 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 25, Mizell St. & S Fletcher Ave.3 min drive · 10 parking spaces
Closest park or preserve
Egans Creek Greenway7 min drive · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 2 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 3 mi · Egan's Creek
Closest grocery store
Publix2 min drive · 1421 Sadler Rd, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Nov 4, 2026Listed$537,350
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $379/sq ft; this home is listed at $485/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1992 Palm Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Oct 2026 | $325,000 | $298 | 3/1 | 1,092 | 22 | 0.3 |
| 731 Mourning Dove Lane, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Apr 2026 | $355,000 | $379 | 2/1.5 | 936 | 27 | 0.4 |
| 1709 Crescent Road, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Mar 2026 | $530,000 | $400 | 3/2 | 1,324 | 4 | 0.4 |
| 2753 Amelia Road, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Aug 2026 | $585,000 | $418 | 2/2 | 1,400 | 15 | 0.5 |
| 882 Diane Drive, Fernandina Beach, FL 32034Listed by MCGUIRE REALTY GROUP | Mar 2026 | $390,000 | $299 | 3/2 | 1,304 | 18 | 0.5 |
| 2219 Cashen Wood Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Dec 2025 | $399,000 | $298 | 3/2 | 1,338 | 116 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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