Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

No photos available

This listing has no photos yet

Sold

Sold·Closed Mar 17, 2026·4 days on market·Recent sales in Amelia Island

1709 Crescent Road

Fernandina Beach, FL 32034

$530,000sold priceListed at $524,999 · 101% of asking$400/sqftMLS# 2129631
3
Beds
2
Baths
1,324
Sq Ft
1987
Built
2
Garage
Yes
Pool
HOA $11/mo13,068 sqft lotSingle Family Residence1 story

About this home

Fernandina Beach

estled on Amelia Island, 1709 Crescent Rd presents an exceptional opportunity to own a well-maintained POOL home on the largest lot in the neighborhood. This beautiful fully fenced property offers privacy, space, and a serene outdoor setting rarely found at this price point. The sparkling pool creates a private backyard retreat, also easily accessed from the owners' suite through sliding glass doors, perfect for seamless indoor outdoor living. Inside, the living room features vaulted ceilings that enhance the home's light filled and open ambiance. The owners' suite includes a spacious shower, while the secondary bathroom offers a tub with shower. Recent upgrades include a new shingle roof in 2024, new windows in 2021, full guttering with new leaf guards, irrigation system, central electric heat pump, and a termite contract with Terminix for added peace of mind. Additional features include a two-car garage, outdoor storage shed, and generous lot size ideal for enjoying island living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,936
Property taxesest. at asking price, Nassau County$732
HOAbilled annually$11
Estimated total, before insurance$3,679/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$530,000
$106,000
Loan Term
Monthly Payment
$2,936
Principal & Interest: $2,936
Property taxes (est.): $732
Insurance (est.): $353
Estimated Total Monthly
$4,021
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,587 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $377/sq ft; this home is listed at $397/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2107 Whitfield Drive, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJan 2026$520,000$3603/21,445280.2
2141 Ciera Lane, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYDec 2025$430,000$2963/21,45360.3
2330 Pirates Bay Drive, Fernandina Beach, FL 32034Listed by BEYCOME OF FLORIDA LLCMar 2026$660,000$4533/21,458340.4
96180 Montego Bay, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$575,000$3493/21,6491010.5
1812 Sterling Lane, Fernandina Beach, FL 32034Listed by CABANA LANE, INCMar 2026$508,000$3773/21,346880.5
2816 Bob White Lane, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY MJul 2026$670,000$4193/21,600410.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$524,999
Price / Sq Ft$397
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,324
Acres0.30 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address1709 Crescent Road, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionLakewood
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size13,068 sq ft
Parcel Number000031143A00050060

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

RoofShingle

Additional Information

Date ListedFebruary 11, 2026
Days on Market4
HOA Fees$135 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Sold by: ALL REAL ESTATE OPTIONS INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines