This home is in Bannon Lakes, St. Augustine — a new construction home in St. Johns County.
No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
$710,0005 bd · 4.5 ba · 3,459 sq ft
Active·Listed today·Bannon Lakes
191 Cedar Preserve Lane
St. Augustine, FL 32095
51 more homes for sale in Bannon Lakes →Search Bannon Lakes on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Bannon Lakes
MODEL HOME NOW FOR SALE! Don't miss your last chance to own this professionally designed Yorkshire model home on an oversized water-view homesite tucked away on a private cul-de-sac! Featuring a charming Craftsman elevation, this home offers 5 bedrooms, 4.5 bathrooms, an upstairs loft, two flexible living spaces, and a 2-car garage. The gourmet kitchen boasts stainless steel appliances, quartz countertops, Winstead Flagstone cabinetry, and a beautiful tile backsplash. The open layout flows into the gathering room and covered lanai with an outdoor kitchen, perfect for entertaining while enjoying peaceful water views. Upstairs features spacious secondary bedrooms, a versatile loft, and a private owner's suite. Additional highlights include 8-foot interior doors, floor outlets, and beautifully appointed bathrooms. Special financing and closing cost assistance are available! Designer furnishings are not included in the list price; see a Sales Associate for details.
Next steps in Bannon Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,720 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lotabout 8 mi · 60 parking spaces
Closest park or preserve
Stokes Landing Conservation Area15 min drive · 1.9 mi of trails
Closest public boat ramp
Trout Creek Park Boat Rampabout 7 mi · St. Johns River - Trout Creek (St. Augustine)
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 6 mi · Tolomato River
Closest youth league fields
Mill Creek Park13 min drive · Baseball
Closest grocery store
Costco7 min drive · 215 World Commerce Parkway, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 30, 2026Listed$710,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $205/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 49 Orchard Lane, St. Augustine, FL 32095Listed by RE/MAX BLUE COAST | Aug 2026 | $615,000 | $229 | 4/3 | 2,685 | 39 | 0.1 |
| 123 Blind Oak Circle, St. Augustine, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | May 2026 | $516,485 | $208 | 5/3 | 2,483 | 87 | 0.2 |
| 34 Turkey Trot Court, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $630,152 | $197 | 5/4 | 3,199 | 1 | 0.3 |
| 269 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $489,980 | $197 | 5/3 | 2,483 | 1 | 0.3 |
| 45 Greenhead Court, St. Augustine, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $640,940 | $185 | 5/4.5 | 3,459 | 1 | 0.3 |
| 190 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $515,110 | $207 | 5/3 | 2,483 | 8 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bannon Lakes
Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bannon Lakes homes for sale →Keep looking
More homes in Bannon Lakes
For Sale264 Cedar Preserve LaneSt. Augustine, FL 32095
5 bd · 4.5 ba · 3,261 sq ft
$699,990Est. $3,726/mo$25,000 SELLER INCENTIVE TOWARD INTEREST RATE BUY DOWN! Stunning 5 bedroom, 4.5 bath WATER-VIEW HOME with 3-CAR GARAGE,…
Listing Office: homesmart
Pending667 Cedar Preserve LaneSt. Johns, FL 32095
4 bd · 3 ba · 3,232 sq ft
$723,955Est. $3,853/moWelcome to the Ashby, a spacious home featuring 4 bedrooms, 3 bathrooms, and a 3-car garage.
Listing Office: pulte realty of north florida, llc.
Pending256 Beechnut CircleSt. Johns, FL 32095
5 bd · 4 ba · 3,692 sq ft
$680,405Est. $3,621/moWelcome to the Oakhurst, a spacious home featuring 5 bedrooms, 4 bathrooms, and a 3-car garage.
Listing Office: pulte realty of north florida, llc.
For Sale424 Cedar Preserve LaneSt. Augustine, FL 32095
5 bd · 4.5 ba · 3,450 sq ft
$740,000Est. $3,939/moWelcome to 424 Cedar Preserve Ln in the highly desirable Preserve at Bannon Lakes -- a beautifully upgraded 5-bedroom,…
Listing Office: florida homes realty & mtg llc
Keep looking
Similar homes in St. Augustine
Explore the area
More in Bannon Lakes
Bannon Lakes guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines