This home is in Bannon Lakes, St. Johns — a new construction home in St. Johns County.
Sold·Closed Aug 14, 2026·8 days on market·Recent sales in Bannon Lakes·Bannon Lakes
190 Blind Oak Circle
St. Johns, FL 32095
24 more homes for sale in Bannon Lakes →Search Bannon Lakes on the map
About this home
Bannon Lakes
Discover the stunning Trailside with serene water views, featuring Craftsman-inspired architecture and a well-designed 2-story open layout. The first floor offers a spacious gathering area, an extended covered lanai, a secondary bedroom, and a full bath. Upstairs, you'll find a spacious Owner's Suite, 3 additional bedrooms, a versatile loft, 2 full bathrooms, and a conveniently placed laundry room. The gourmet kitchen is appointed with 42'' white soft-close upper cabinets, a sleek white Flow tile backsplash, an oversized island, and Whirlpool stainless steel appliances, including the refrigerator. Additional highlights include a Smart Home package, upgraded 8-foot interior doors, and premium finishes throughout. Residents enjoy access to an exceptional 4,000-square-foot amenity center featuring a modern fitness center, resort-style pool, playground, tennis and pickleball courts, scenic walking trails, and two dog parks. Schedule your private tour today!
Next steps in Bannon Lakes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,822 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $95,000 | $95,000 | — |
2025 property taxes (current owner): $4,328/yr
Estimated taxes if purchased at asking price: ~$8,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 18, 2026Closed$517,110
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $208/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 241 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $439,000 | $247 | 4/2 | 1,775 | 45 | 0.1 |
| 155 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Aug 2026 | $460,000 | $227 | 3/2.5 | 2,024 | 77 | 0.1 |
| 201 Ash Breeze Cove, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC. | Jul 2026 | $510,000 | $225 | 4/3.5 | 2,270 | 12 | 0.1 |
| 379 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Sep 2026 | $463,000 | $220 | 4/3 | 2,107 | 72 | 0.2 |
| 274 Flintlock Lane, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Jul 2026 | $453,314 | $183 | 5/3 | 2,483 | 23 | 0.2 |
| 122 Sage Hen Drive, St. Augustine, FL 32095Listed by REAL BROKER LLC | Jul 2026 | $435,000 | $208 | 4/3 | 2,096 | 95 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Bannon Lakes
Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Bannon Lakes homes for sale →Keep looking
More homes in Bannon Lakes
For Sale325 Flintlock LaneSt. Johns, FL 32095
5 bd · 3 ba · 2,483 sq ft
$524,000Est. $2,789/moExperience the beautiful Trailside, showcasing tranquil water views, Coastal-inspired design, and a thoughtfully…
Listing Office: pulte realty of north florida, llc.
For Sale661 Blind Oak CircleSt. Augustine, FL 32095
5 bd · 3 ba · 2,487 sq ft
$530,000Est. $2,821/moBuilt in 2023 and loaded with owner upgrades, this Pulte Trailside home sits on one of the rare extended lots in The…
Listing Office: keller williams realty atlantic partners
Pending40 Iron Sight DriveSt. Johns, FL 32095
4 bd · 3 ba · 2,239 sq ft
$532,000Est. $2,832/moWelcome to the Ashby, a thoughtfully designed open-concept home featuring 4 bedrooms, 3 bathrooms, and a spacious 3-car…
Listing Office: pulte realty of north florida, llc.
Pending161 Flintlock LaneSt. Johns, FL 32095
5 bd · 3 ba · 2,296 sq ft
$499,900Est. $2,661/moExplore the all-new Symphony floor plan, an open-concept home offering 5 bedrooms, 3 bathrooms, and an extended 2-car…
Listing Office: pulte realty of north florida, llc.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines