This home is in Jacksonville.
$218,7403 bd · 2.5 ba · 1,496 sq ft
Active·1 day on market
3983 Haymon Avenue
Jacksonville, FL 32220

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Super cute 3/2.5 almost new townhome (2023) in built-out community with low HOA fees. Townhome is move-in ready - Seller has taken meticulous care of the unit. Spacious family room connects to the kitchen, which features an eat-in area, pantry, laundry closet, along with Stainless Steel appliances including a flat-top stove, refrigerator, microwave and dishwasher. Neutral colors throughout the unit. Laundry room is inside the unit on the first floor. Nice patio out back to put the grill. Nice one car size garage with opener. Tile floors in kitchen, pantry, laundry area and baths - carpet in family room, hallway and bedrooms. Super owners suite with its own bathroom. Two more good-size bedrooms located upstairs, along with a convenient guest bath. Convenient extra guest parking lot located off of the cut-da-sac. Unit is located a short drive to main roads to downtown Jacksonville, NAS Jacksonville, the international airport and the beaches.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,619 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 23 mi · 35 parking spaces
Closest park or preserve
Jacksonville-Baldwin Rail Trailabout 3 mi · 21.7 mi of trails
Closest public boat ramp
Dinsmore Boat Landingabout 5 mi · St. Johns River - Trout River (Jacksonville)
Closest kayak & paddleboard launch
Charles Reese Memorial Park Kayak Launchabout 5 mi · St. Johns River - Trout River (Jacksonville)
Closest youth league fields
J. Gardner Nip Sams Memorial Parkabout 4 mi · Baseball, Softball
Closest grocery store
Winn-Dixieabout 5 mi · 5250 Moncrief Road W, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:41 AM, sunset 6:41 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $353/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 30, 2026Listed$218,740
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $156/sq ft; this home is listed at $146/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 9154 Tender Lane, Jacksonville, FL 32220Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $224,000 | $161 | 3/2.5 | 1,395 | 202 | 0.1 |
| 4021 Bay Hawk Court, Jacksonville, FL 32220Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLC | Jun 2026 | $205,000 | $171 | 2/2.5 | 1,202 | 73 | 0.1 |
| 9144 Tender Lane, Jacksonville, FL 32220Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $215,000 | $154 | 2/2.5 | 1,395 | 126 | 0.1 |
| 9148 Tender Lane, Jacksonville, FL 32220Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $215,000 | $154 | 2/2.5 | 1,395 | 8 | 0.1 |
| 9189 Tender Lane, Jacksonville, FL 32220Listed by OLYMPUS EXECUTIVE REALTY, INC | Oct 2026 | $214,000 | $153 | 2/2.5 | 1,395 | 0 | 0.2 |
| 9170 Tender Lane, Jacksonville, FL 32220Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $217,000 | $156 | 2/2.5 | 1,395 | 0 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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