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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·2 days on market

4024 Bay Hawk Court

Jacksonville, FL 32220

$234,900$157/sqftEst. $1,220/moMLS# 2164611
3
Beds
2.5
Baths
1,492
Sq Ft
2023
Built
1
Garage
No
Pool

About this home

Jacksonville

Welcome to this like-new 3-bedroom, 2.5-bath end-unit townhome in Jacksonville's growing Westside. Built in 2023 and freshly painted interiors, this two-story home offers 1492 square feet of comfortable living space in excellent condition. The kitchen features stainless steel appliances, and the home includes a washer and dryer, a sprinkler system, and a 1-car garage for secure parking. As an end unit, you'll enjoy added privacy and extra natural light. Low HOA dues and a convenient location near I-295 and Normandy Blvd make this an easy choice for owner-occupants and investors alike. Schedule your showing today! No FHA Until 12/15/2026 due to seasoning rules.

Cost to own

Mortgage calculator

$234,900
$46,980
Loan Term
Monthly Payment
$1,220
Principal & Interest: $1,220
Property taxes (est.): $384
Insurance (est.): $157
Estimated Total Monthly
$1,760
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,220
Property taxesest. at asking price, Duval County$384
HOAbilled quarterly$88
Estimated total, before insurance$1,692/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,298/yr · $275/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,298/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 12, 2026Listed$234,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$234,900
Price / Sq Ft$157
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,492
Acres0.07 acres
Year Built2023
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address4024 Bay Hawk Court, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionWestlake Estates Townhomes
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size3,049.2 sq ft
Parcel Number0033440875

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Open Floorplan
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 12, 2026
Days on Market0
HOA Fees$265 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,297.74
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUPREME PATH BROKERAGE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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