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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bannon Lakes, St. Augustine — a new construction home in St. Johns County.

Pending

$625,210Pending3 bd · 2.5 ba · 2,600 sq ft

Pending·1 day on market·Bannon Lakes

87 Beechnut Circle

St. Augustine, FL 32095

$625,210$240/sqftEst. $3,409/mo mortgageMLS# 2171422
3
Beds
2.5
Baths
2,600
Sq Ft
2026
Built
3
Garage
No
Pool

51 more homes for sale in Bannon Lakes →Search Bannon Lakes on the map

HOA $54/moWaterfrontSingle Family Residence1 storyNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bannon Lakes

Discover the Easley, a spacious home featuring 3 bedrooms, 2.5 bathrooms, and a 3-car garage

Next steps in Bannon Lakes

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,409
Property taxesest. at asking price, St. Johns County$832
HOAbilled monthly$54
Estimated total, before insurance$4,295/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$625,210
$125,042
Loan Term
Monthly Payment
$3,409
Principal & Interest: $3,409
Property taxes (est.): $832
Insurance (est.): $417
Estimated Total Monthly
$4,657
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 29, 2026Listed$625,210

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $240/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
34 Turkey Trot Court, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$630,152$1975/43,19910.1
231 Beechnut Circle, St. Augustine, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$610,235$2144/3.52,85610.1
317 Cedar Preserve Lane, St. Augustine, FL 32095Listed by VENTURE REALTY CO, LLCAug 2026$450,000$2104/32,1421860.2
122 Sage Hen Drive, St. Augustine, FL 32095Listed by REAL BROKER LLCJul 2026$435,000$2084/32,096950.3
49 Orchard Lane, St. Augustine, FL 32095Listed by RE/MAX BLUE COASTAug 2026$615,000$2294/32,685390.4
190 Blind Oak Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Aug 2026$515,110$2075/32,48380.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$625,210
Price / Sq Ft$240
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,600
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUnder Construction
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address87 Beechnut Circle, St. Augustine, FL 32095
Area306-World Golf Village Area-NE
SubdivisionBannon Lakes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0270184450
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s), Trash
UtilitiesCable Available, Natural Gas Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Electric Oven, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedOctober 29, 2026
Days on Market1
HOA Fees$54 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bannon Lakes

Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Bannon Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines