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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

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Sold

Sold·Closed May 4, 2026·307 days on market·Recent sales in Amelia Island

1908 Springbrook Road

Fernandina Beach, FL 32034

$1,045,000sold priceListed at $1,089,000 · 96% of asking$482/sqftMLS# 2088958
3
Beds
2.5
Baths
2,168
Sq Ft
1987
Built
2
Garage
Yes
Pool
HOA $16/mo13,504 sqft lotSingle Family Residence1 story

About this home

Fernandina Beach

BACK ON THE MARKET: Buyer financing fell through. Private Pickleball court and inground pool! Fully renovated residence located on a cul de sac in the highly sought-after Egans Bluff community on Amelia Island. Perfectly situated just off the Amelia River to Sea Trail, this home offers effortless access to biking, walking, and exploring the natural beauty of the island. Step inside to discover a modern, open-concept layout filled with upscale finishes throughout. At the heart of the home is a striking double-sided wood-burning fireplace, adding warmth and charm to both the living areas. The gourmet kitchen has been completely updated with premium appliances, waterfall quartz countertops, and solid wood inset cabinetry designed for both functionality and style. Outside, the backyard is a true retreat. Enjoy a sparkling in-ground pool, ideal for cooling off on warm Florida days, and your very own private pickleball court--a rare find on the island.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,788
Property taxesest. at asking price, Nassau County$1,443
HOAbilled annually$16
Estimated total, before insurance$7,247/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,634/yr · $386/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,045,000
$209,000
Loan Term
Monthly Payment
$5,788
Principal & Interest: $5,788
Property taxes (est.): $1,443
Insurance (est.): $697
Estimated Total Monthly
$7,928
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,566 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,634/yr

Estimated taxes if purchased at asking price: ~$17,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $400/sq ft; this home is listed at $502/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3124 Big Pine Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJun 2026$769,900$4003/21,92790.1
3110 Egans Bluff Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$645,000$2493/22,590390.2
2144 Lakeside Drive E, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYAug 2026$875,000$4683/21,868420.2
828 Simmons Road, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESApr 2026$765,000$3593/22,128140.5
2972 Ferdinand Court, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJul 2026$885,000$3165/32,797510.7
2816 Bob White Lane, Fernandina Beach, FL 32034Listed by PALM III REALTY AND PROPERTY MJul 2026$670,000$4193/21,600410.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,089,000
Price / Sq Ft$502
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,168
Acres0.31 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address1908 Springbrook Road, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionEgans Bluff
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size13,503.6 sq ft
Parcel Number000030021B00850000
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Kitchen Island, Primary Downstairs
AppliancesDisposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingElectric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided
# of Stories1
LevelsOne

Exterior

Exterior FeaturesOther
Lot DescriptionCul-De-Sac
Patio / PorchPatio, Porch
FencingBack Yard, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 19, 2026
Days on Market307
HOA Fees$190 / Annually
HOA FrequencyAnnually
Tax Amount$4,634.44
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Sold by: SUMMER HOUSE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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