This home is in Andalusia, St. Augustine — a home near Pedro Menendez High School.
Active·Listed today·Andalusia
210 Sierras Loop
St. Augustine, FL 32086
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Andalusia
Save Thousands at Closing! Eligible buyers can receive up to a 1% credit toward closing costs or an interest rate buydown when financing with the preferred lender. Picture Sunday mornings on the screened lanai, coffee in hand, watching the water wake up before the neighborhood does. This is 210 Sierras Loop -- a completely renovated 5-bedroom retreat in Andalusia where every room was designed for how you actually live, not just how a listing photo looks. Cook alongside family at the oversized island while the coffee bar handles the morning rush. Host without thinking twice -- the open floor plan, fresh LVP floors, and custom finishes do the heavy lifting. Then step outside to your private, fenced backyard on the water, where the new paved patio is already waiting for whatever comes next -- a fire-pit, a garden, or the pool you've been dreaming about. Walk to the community pool and clubhouse when you want the resort-style day.
Next steps in Andalusia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,755 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
A Street ramp and lotsabout 6 mi · 45 parking spaces
Closest park or preserve
Treaty Park2 min drive · 1.9 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 3 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 3 mi · Moultrie Creek
Closest youth league fields
Treaty Park4 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publixabout 1 mi · 250 Plaza Blvd, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $480,353 | $480,353 | — |
| 2024 | $537,568 | $254,299 | — |
| 2023 | $522,697 | $245,436 | — |
| 2022 | $487,947 | $236,831 | — |
| 2021 | $333,046 | $228,477 | — |
| 2020 | $310,395 | $224,632 | — |
2025 property taxes (current owner): $6,804/yr
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 24, 2026Listed$599,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $267/sq ft; this home is listed at $206/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 115 Sierras Loop, St. Augustine, FL 32086Listed by THOMPSON REALTY & DEVELOPMENT INC. | Sep 2026 | $548,000 | $242 | 4/2.5 | 2,268 | 143 | 0.1 |
| 144 Amia Drive, St. Augustine, FL 32086Listed by EXP REALTY LLC | May 2026 | $515,000 | $195 | 4/3 | 2,636 | 1 | 0.1 |
| 1191 Brookside Court, St. Augustine, FL 32086Listed by WATSON REALTY CORP | Sep 2026 | $770,000 | $267 | 4/2.5 | 2,884 | 131 | 0.4 |
| 217 S Shadowwood Drive, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jul 2026 | $700,000 | $339 | 3/2 | 2,067 | 41 | 0.4 |
| 200 S Shadowwood Drive, St. Augustine, FL 32086Listed by DJ & LINDSEY REAL ESTATE | May 2026 | $625,000 | $277 | 3/2.5 | 2,256 | 10 | 0.4 |
| 189 Onyx Court, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Jun 2026 | $555,000 | $202 | 5/3.5 | 2,753 | 13 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REALTY ONE GROUP ELEVATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Andalusia
Andalusia is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines