Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Rive St Johns, Jacksonville — a waterfront home in Jacksonville.

Photo 1 / 29
Active

Active·Listed today·Rive St Johns

4585 Cape Elizabeth Court E

Jacksonville, FL 32277

$399,900$180/sqftEst. $2,198/mo mortgageMLS# 2170796
3
Beds
3
Baths
2,225
Sq Ft
2001
Built
2
Garage
No
Pool

3 more homes for sale in Rive St Johns →Search Rive St Johns on the map

HOA $65/mo15,246 sqft lotWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Rive St Johns

Welcome home to this beautifully updated home offering peaceful pond views, stylish upgrades, and exceptional value in an established community with no CDD fees. The updated kitchen features new granite countertops and a functional layout perfect for everyday living and entertaining. The spacious primary suite overlooks the pond and includes an upgraded en-suite bath. This home features 3 bedrooms and 3 baths with the fourth bedroom being used as an office. Upstairs, discover a versatile bonus room perfect for a bedroom, home office, media room, playroom, or private retreat. Outside, an upgraded patio overlooks the tranquil pond, creating the perfect spot for morning coffee or relaxing evenings. Conveniently located near shopping, dining, parks, schools, and major highways. Updated, move-in ready, and offering beautiful water views—this home is a must-see!

Next steps in Rive St Johns

FollowNew Rive St Johns homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,198
Property taxesest. at asking price, Duval County$653
HOAbilled monthly$65
Estimated total, before insurance$2,916/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,789/yr · $232/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,900
$79,980
Loan Term
Monthly Payment
$2,198
Principal & Interest: $2,198
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,117
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,607 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,789/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 24, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4600 Cape Elizabeth Court E, Jacksonville, FL 32277Listed by FRESH START REALTYSep 2026$341,000$2023/21,690290
4472 Misty Dawn Court S, Jacksonville, FL 32277Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$309,000$1863/21,657780.1
4511 Mainmast Lane, Jacksonville, FL 32277Listed by MOMENTUM REALTYJul 2026$405,000$1433/22,8252510.1
4309 Maywood Drive, Jacksonville, FL 32277Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Aug 2026$435,000$1954/2.52,23680.3
4375 Maywood Drive, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$300,000$1294/32,32900.4
4526 Oak Bay Drive W, Jacksonville, FL 32277Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$560,000$2054/32,72820.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,900
Price / Sq Ft$180
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,225
Acres0.35 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryFort Caroline
MiddleArlington
HighTerry Parker

Community Information

Address4585 Cape Elizabeth Court E, Jacksonville, FL 32277
Area041-Arlington
SubdivisionRive St Johns
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size15,246 sq ft
Parcel Number1123324540

Amenities

AmenitiesPool, Clubhouse, Maintenance Grounds, Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Kitchen Island, Pantry, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Oven, Microwave
HeatingCentral, Heat Pump
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle

Additional Information

Date ListedOctober 24, 2026
Days on Market0
HOA Fees$65 / Monthly
HOA FrequencyMonthly
Tax Amount$2,788.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LOKATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rive St Johns

Rive St Johns is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.

View all Rive St Johns homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines