This home is in Rive St Johns, Jacksonville — a waterfront home in Jacksonville.
$548,0004 bd · 3 ba · 2,570 sq ft
Active·74 days on market·Rive St Johns
5041 Cape Romain Court
Jacksonville, FL 32277
2 more homes for sale in Rive St Johns →Search Rive St Johns on the map
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About this home
Rive St Johns
Welcome to 5041 Cape Romain Ct, a beautifully updated lakefront home on nearly 1 acre in the desirable Rive St. Johns community. This 4-bedroom, 3-bath home offers 2,570 sq ft of modern living with a 2022 chef's kitchen featuring KitchenAid appliances, double ovens, propane cooktop, quartzite countertops, and custom wood cabinetry. The spacious primary suite includes a sitting area, spa-like bath, and soaking tub. Enjoy hardwood floors in bedrooms, updated LVP and tile throughout, and a private in-law suite. Outside, relax or entertain on the expansive paver patio with custom pergola, fire pit, and mature fruit trees. The lake connects to the river, offering fishing from your backyard. Additional features include a 2021 roof, new 2026 water heater, whole-house water filtration, smart home upgrades, EV-ready garage, low HOA, and one of the highest elevations in the neighborhood--not in a flood zone.
Next steps in Rive St Johns
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,585 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Park39 min drive · 100 parking spaces
Closest park or preserve
Reddie Point Preserve5 min drive · 1.2 mi of trails
Closest public boat ramp
Arlington Lions Club Park & Boat Rampabout 0.2 mi · St. Johns River
Closest kayak & paddleboard launch
Blue Cypress Park Canoe Accessabout 0.5 mi · St. Johns River
Closest youth league fields
Blue Cypress Park, Community Center & Golf Course6 min drive · Swimming
Closest grocery store
Aldi8 min drive · 6060 Fort Caroline Rd No.10,, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $405,950 | $229,570 | ▲ $18,588 |
| 2024 | $388,766 | $222,393 | — |
| 2023 | $404,252 | $214,460 | — |
| 2022 | $344,055 | $206,758 | — |
| 2021 | $291,357 | $199,280 | ▲ $7,000 |
| 2020 | $276,416 | $195,839 | — |
2025 property taxes (current owner): $4,623/yr
Estimated taxes if purchased at asking price: ~$10,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 21, 2026Price change$548,000−$1,000
- Aug 24, 2026Active$549,000
- Aug 16, 2026Pending$549,000
- Jul 22, 2026Active$549,000
- Jul 20, 2026Active Under Contract$549,000
- Jul 8, 2026Price change$549,000−$6,000
- Jun 15, 2026Listed$555,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $213/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4511 Mainmast Lane, Jacksonville, FL 32277Listed by MOMENTUM REALTY | Jul 2026 | $405,000 | $143 | 3/2 | 2,825 | 251 | 0.2 |
| 4513 Cape Sable Court, Jacksonville, FL 32277Listed by SOVEREIGN REAL ESTATE GROUP | Jun 2026 | $385,000 | $174 | 4/2 | 2,217 | 35 | 0.2 |
| 4225 Zidal Court, Jacksonville, FL 32277Listed by CASTILLO REAL ESTATE JAX | Jun 2026 | $437,000 | $191 | 4/2 | 2,286 | 41 | 0.3 |
| 4751 University Boulevard N, Jacksonville, FL 32277Listed by DJ & LINDSEY REAL ESTATE | Jun 2026 | $500,000 | $225 | 3/2.5 | 2,221 | 5 | 0.3 |
| 4526 Oak Bay Drive W, Jacksonville, FL 32277Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $560,000 | $205 | 4/3 | 2,728 | 2 | 0.5 |
| 4309 Maywood Drive, Jacksonville, FL 32277Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Aug 2026 | $435,000 | $195 | 4/2.5 | 2,236 | 8 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Rive St Johns
Rive St Johns is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines