This home is in Jacksonville.
Active·4 days on market
4472 Misty Dawn Court S
Jacksonville, FL 32277
About this home
Jacksonville
***Back on the market. Buyer financing fell through.***Welcome home to this beautifully maintained 3-bedroom, 2-bath residence nestled on a cul-de-sac in the highly desirable Emerald Bay community. This move-in ready home features a spacious split-bedroom floor plan, soaring vaulted ceilings, and a warm, inviting family room with a cozy wood-burning fireplace. The beautifully remodeled kitchen is the heart of the home, showcasing granite countertops, stainless steel appliances, abundant cabinetry, and an open layout overlooking the main living area, perfect for entertaining family and friends. Retreat to the private primary suite, complete with a walk-in closet and en-suite bathroom, while two additional bedrooms offer the flexibility for family, guests, or a home office. Step outside to relax on the patio and enjoy the peaceful backyard setting. Additional features include a storage shed, washer and dryer, and a newer roof for added peace of mind.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $269,902 | $144,658 | ▲ $15,071 |
| 2023 | $264,272 | $138,989 | — |
| 2022 | $231,426 | $133,485 | ▼ $21,882 |
| 2021 | $180,482 | $117,027 | ▲ $5,000 |
| 2020 | $171,030 | $114,721 | — |
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,602 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 21, 2026Active$309,000
- Aug 2, 2026Pending$309,000
- Jul 27, 2026Active$309,000
- Jul 21, 2026Pending$309,000
- Jul 18, 2026Price change$309,000−$10,000
- Jul 6, 2026Listed$319,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines