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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Rive St Johns, Jacksonville.

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Sold

Sold·Closed Jul 15, 2026·251 days on market·Recent sales in Rive St Johns·Rive St Johns

4511 Mainmast Lane

Jacksonville, FL 32277

$405,000sold priceListed at $429,900 · 94.2% of asking$143/sqftMLS# 2114041
3
Beds
2
Baths
2,825
Sq Ft
1999
Built
2
Garage
No
Pool

4 more homes for sale in Rive St Johns →Search Rive St Johns on the map

HOA $80/mo12,197 sqft lotSingle Family Residence1 story

About this home

Rive St Johns

BRING AN OFFER! Beautiful full brick home on wooded cul-de-sac lot with open split plan! 10' Ceilings and floor-to-ceiling windows offer an abundance of natural light, plus real hardwood floors in the main living areas. Well-appointed kitchen and breakfast nook feature recessed lights, 42'' cabinets w/crown trim, custom island, granite countertops with bar-top, and a newer Frigidaire frig & glass-top stove. Adjoining family room with wood-burning fireplace and built-in speakers is a cozy spot for movie night. The 557 sf (inc in SF) glass FL Room has built-in speakers and office nook with more room to entertain. It's also accessible from the spacious master suite that includes a walk-in closet and oversized bath with garden tub, walk-in shower and double vanities. Guest rooms are also good sizes and share a bath. Huge hall closet and laundry room offer extra storage cabinets and washer/dryer convey. Paver patio out back great for grilling. Newer roof/AC. FLOOD INS NOT REQ'D.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,243
Property taxesest. at asking price, Duval County$661
HOAbilled annually$80
Estimated total, before insurance$2,985/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,098/yr · $342/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$405,000
$81,000
Loan Term
Monthly Payment
$2,243
Principal & Interest: $2,243
Property taxes (est.): $661
Insurance (est.): $270
Estimated Total Monthly
$3,175
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,568 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$372,363$211,499—
2024$331,146$209,690▲ $15,601
2023$328,274$202,127—
2022$312,935$194,784▲ $35,060
2021$231,237$181,237—
2020$225,294$158,226—

2024 property taxes (current owner): $4,098/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 15, 2026Closed$429,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $152/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4513 Cape Sable Court, Jacksonville, FL 32277Listed by SOVEREIGN REAL ESTATE GROUPJun 2026$385,000$1744/22,217350.1
4565 Mainmast Lane, Jacksonville, FL 32277Listed by SUPREME REAL ESTATE PARTNERS, LLCAug 2025$350,000$1594/22,1951910.1
4225 Zidal Court, Jacksonville, FL 32277Listed by CASTILLO REAL ESTATE JAXJun 2026$437,000$1914/22,286410.3
4309 Maywood Drive, Jacksonville, FL 32277Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Aug 2026$435,000$1954/2.52,23680.4
4375 Maywood Drive, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$300,000$1294/32,32900.5
4751 University Boulevard N, Jacksonville, FL 32277Listed by DJ & LINDSEY REAL ESTATEJun 2026$500,000$2253/2.52,22150.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$429,900
Price / Sq Ft$152
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,825
Acres0.28 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryFort Caroline
MiddleArlington
HighTerry Parker

Community Information

Address4511 Mainmast Lane, Jacksonville, FL 32277
Area041-Arlington
SubdivisionRive St Johns
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size12,196.8 sq ft
Parcel Number1123324345

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Exterior FeaturesStorm Shutters
Lot DescriptionCul-De-Sac, Dead End Street, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchGlass Enclosed, Patio
FencingWood
RoofShingle
ConstructionBrick, Frame

Additional Information

Date ListedMarch 2, 2026
Days on Market251
HOA Fees$962 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$4,098.41
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rive St Johns

Rive St Johns is a neighborhood in Jacksonville, FL (Duval County), ZIP 32277.

View all Rive St Johns homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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