This home is in San Salito, St. Augustine — a home near St. Augustine High School.
Active·Listed today·San Salito
229 Palace Drive
St. Augustine, FL 32084
8 more homes for sale in San Salito →Search San Salito on the map
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About this home
San Salito
Welcome to Freedom at San Salito, the gated 55+ section of San Salito in St. Augustine, FL. This 2018 single-story home offers 3 bedrooms, 2 baths, a dedicated office with French doors, and 1,993 heated sq ft. The kitchen has granite counters, white cabinetry, stainless appliances, and a large island with bar seating. The primary suite features a tray ceiling, double vanity, and walk-in shower with grab bars and a fold-down seat. Relax on the large screened lanai overlooking the pond. The garage is screened too. Lawn care is included, making this an easy full-time or second home. FINANCING BONUS: A qualified VA-eligible veteran can assume the seller's 4.75% VA loan with roughly $30,000 down plus closing costs, subject to lender and VA approval. Conventional, FHA, VA, and cash buyers are welcome too. Amenities include resort-style pools, fitness center, tennis, bocce, sand volleyball, and a dog park. Minutes to St. Augustine's historic district and beaches.
Next steps in San Salito
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,800 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mussallem Beachfront Park18 min drive · 48 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Area6 min drive · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 3 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dockabout 2 mi · Robinson Creek - Tolomato River
Closest youth league fields
Collier-Blocker-Puryear Park10 min drive · Basketball, Football, Lacrosse
Closest grocery store
Publix6 min drive · 955 State Road 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:32 AM, sunset 6:47 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $334/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 22, 2026Active$430,000
- Oct 22, 2026Listed$430,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $216/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 72 Pickett Drive S, St. Augustine, FL 32084Listed by ALL REAL ESTATE OPTIONS INC | Oct 2026 | $393,500 | $192 | 4/2 | 2,046 | 150 | 0.1 |
| 43 Cody Street, St. Augustine, FL 32084Listed by SOVEREIGN REAL ESTATE GROUP | Sep 2026 | $354,000 | $208 | 4/2 | 1,705 | 282 | 0.2 |
| 480 Palace Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Jun 2026 | $420,000 | $236 | 2/2 | 1,782 | 95 | 0.2 |
| 312 Pickett Drive, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Jun 2026 | $402,000 | $210 | 4/2 | 1,913 | 21 | 0.2 |
| 830 E Red House Branch Road, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTY | Jun 2026 | $340,000 | $146 | 3/2 | 2,329 | 187 | 0.3 |
| 783 Pullman Circle, St. Augustine, FL 32084Listed by STA REALTY | Sep 2026 | $585,000 | $249 | 4/3 | 2,346 | 24 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About San Salito
San Salito is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all San Salito homes for sale →Keep looking
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Krista Fracke
Broker Associate
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