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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Salito, St. Augustine — a home near St. Augustine High School.

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Active

Active·1 day on market·San Salito

44 Columbian Street

St. Augustine, FL 32084

$425,000$232/sqftEst. $2,354/moMLS# 2168667
Open house Sat, Oct 17 · 12:30 pm–2:30 pm
2
Beds
2
Baths
1,835
Sq Ft
2018
Built
2
Garage
No
Pool

8 more homes for sale in San Salito →Search San Salito on the map

FEMA Zone XHOA $222/mo7,841 sqft lotWaterfrontSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

San Salito

ENJOY 365 GLORIOUS SUNSETS FROM YOUR SCREENED, COVERED LANAI OVERLOOKING PEACEFUL LAKE IN 55+ ACTIVE ADULT GATED COMMUNITY!! Tile flooring in all main living areas, spacious, open floor plan, "chefs kitchen" with plenty of cabinet and quartz counter space. Frigidaire Gallery appliances ( in kitchen) include double oven, microwave and refrigerator. Pull out shelves in most lower kitchen cabinets. Maytag washer and dryer convey!! Generous owners's suite boasts his and her closets and vanities!! Guest bedroom and bath plus flex room with French Doors that could be an office or 3rd bedroom! . New carpet in owners suite, hurricane shutters, stamped look floor in lanai, upgraded lighting and ceiling fans. Minutes from Historic St. Augustine, fabulous beaches, restaurants with community pool and shared access to San Salito pool and fitness!! Professional photos and additional information

Next steps in San Salito

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, St. Johns County$566
HOAbilled quarterly$222
Estimated total, before insurance$3,141/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,351/yr · $279/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $566
Insurance (est.): $283
Estimated Total Monthly
$3,203
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,616 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,351/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 14, 2026Active$425,000
  • Oct 9, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $210/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
43 Cody Street, St. Augustine, FL 32084Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$354,000$2084/21,7052820.2
830 E Red House Branch Road, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTYJun 2026$340,000$1463/22,3291870.3
480 Palace Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITEDJun 2026$420,000$2362/21,782950.3
312 Pickett Drive, St. Augustine, FL 32084Listed by WATSON REALTY CORPJun 2026$402,000$2104/21,913210.3
783 Pullman Circle, St. Augustine, FL 32084Listed by STA REALTYSep 2026$585,000$2494/32,346240.4
75 Millet Way, St. Augustine, FL 32084Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$350,000$1894/21,8561630.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$232
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,835
Acres0.18 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryCrookshank
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address44 Columbian Street, St. Augustine, FL 32084
Area307-World Golf Village Area-SE
SubdivisionSan Salito
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size7,840.8 sq ft
Parcel Number0733240920

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Security, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewLake, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Screened
FencingBack Yard
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt

Additional Information

Date ListedOctober 14, 2026
Days on Market0
HOA Fees$665 / Quarterly
HOA FrequencyQuarterly
HOA NameFreedom at San Salito
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$3,351.45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Salito

San Salito is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all San Salito homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/17/2026

12:30 pm - 2:30 pm