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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine Beach.

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Sold

Sold·Closed May 29, 2026·21 days on market·Recent sales in St. Augustine

112 Bay Bridge Drive

St. Augustine Beach, FL 32080

$419,000sold priceListed at $419,999 · 99.8% of asking$261/sqftMLS# 2139160
3
Beds
2.5
Baths
1,604
Sq Ft
2007
Built
1
Garage
No
Pool
HOA $69/mo3,485 sqft lotSingle Family Residence2 stories

About this home

St. Augustine Beach

Nestled in the coastal community of Serenity Bay, 112 Bay Bridge Dr offers the perfect blend of beachside charm and everyday convenience. This inviting two-story home features 1,604 square feet of thoughtfully designed living space with 3 spacious bedrooms and 2 full bathrooms. Inside, the home is bright and airy, with an open layout that maximizes every square foot and creates a relaxed coastal feel. Set on a low-maintenance 3,485-square-foot lot, the property also includes a convenient 1-car garage. Enjoy the laid-back Florida lifestyle with the beach just a short walk away, making it easy to spend your days soaking up the sun, fishing, or taking evening strolls along the shore. Ideally located near historic downtown St. Augustine, you'll be just minutes from charming shops, waterfront dining, and centuries of history. The home is also close to the St. Augustine Amphitheatre, where you can enjoy concerts, farmers markets, and community events year-round.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,321
Property taxesest. at asking price, St. Johns County$558
HOAbilled quarterly$69
Estimated total, before insurance$2,947/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,088/yr · $507/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$419,000
$83,800
Loan Term
Monthly Payment
$2,321
Principal & Interest: $2,321
Property taxes (est.): $558
Insurance (est.): $279
Estimated Total Monthly
$3,158
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,088/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $397/sq ft; this home is listed at $262/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
116 Serenity Bay Boulevard, St. Augustine, FL 32080Listed by LOWEST FEE REALTY LLCJun 2026$425,000$2653/2.51,604910
11 Lisbon Street, St. Augustine Beach, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$465,000$3973/21,170490.4
900 Mickler Boulevard, St. Augustine, FL 32080Listed by EXP REALTY LLCJun 2026$580,000$3932/21,4761780.4
220 Madrid Street, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKJul 2026$860,000$4503/21,913160.6
35 Ocean Court, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$634,500$3543/2.51,792970.6
2576 S A1A, St. Augustine Beach, FL 32080Listed by NON MLS (realMLS)Sep 2026$575,000$3973/21,450640.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,999
Price / Sq Ft$262
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,604
Acres0.08 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address112 Bay Bridge Drive, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionSerenity Bay
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Lot Size3,484.8 sq ft
Parcel Number1724060040

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2

Exterior

RoofShingle

Additional Information

Date ListedApril 9, 2026
Days on Market21
HOA Fees$206 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,088.43
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Sold by: REAL BROKER LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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