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This home is in Rivertown Cove, St. Johns — a new construction home in St. Johns County.

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Active

Active·3 days on market·Rivertown Cove

380 Adirondack Drive

St. Johns, FL 32259

$686,335$237/sqftEst. $3,772/mo mortgageMLS# 2170039

Beds

2.5

Baths

2,890

Sq Ft

2026

Built

Garage

Pool

27 more homes for sale in Rivertown Cove →Search Rivertown Cove on the map

FEMA Zone XHOA $4/moSingle Family Residence2 storiesNew construction

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About this home

Rivertown Cove

Lot 17 - The Magnolia combines timeless Southern charm with a spacious open-concept design ideal for everyday living. A welcoming L-shaped front porch leads into the foyer, where a study in lieu of the flex room offers a private space for working, reading, or hobbies. At the heart of the home, the kitchen overlooks the dining area and Great Room, creating a connected and inviting space for gathering and entertaining. Natural light fills the main living areas, while views of the covered lanai enhance the home's open feel. Upstairs, a versatile loft provides additional living space, and the owner's suite offers a peaceful retreat. Well-appointed secondary bedrooms complete the second floor. Residents of RiverTown enjoy resort-style amenities, parks, lakes, nature preserves, and scenic trails along the St. Johns River.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,772

Property taxesest. at asking price, St. Johns County$913

HOAbilled annually$4

Estimated total, before insurance$4,689/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$686,335

Down Payment: 20%

$137,267

Interest Rate: 7.32%

Loan Term

Monthly Payment

$3,772

Principal & Interest: $3,772

Property taxes (est.): $913

Insurance (est.): $458

Estimated Total Monthly

$5,143

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (middle)
about 18 mi · 80 parking spaces
Closest park or preserve
Alpine Groves Park
8 min drive · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Ramp
about 4 mi · St. Johns River
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launch
about 3 mi · St. Johns River
Closest youth league fields
Rivertown II Athletic Complex
4 min drive · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publix
10 min drive · 205 Rivertown Shops Dr, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:34 AM, sunset 6:47 PM.

The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Oct 20, 2026Listed$686,335

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $237/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
117 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)	Sep 2026	$735,532	$232	5/3.5	3,169	0	0.1
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$650,000	$214	4/2.5	3,036	20	0.2
130 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)	Aug 2026	$630,674	$264	4/3	2,385	0	0.2
146 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Aug 2026	$599,000	$253	3/2.5	2,367	88	0.2
132 Dahlia Falls Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Oct 2026	$510,000	$212	5/3	2,402	123	0.4
91 Walnut Glen Court, St. Johns, FL 32259Listed by GIVE BACK REALTY, LLC.	Sep 2026	$700,000	$214	5/4	3,271	46	0.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$686,335

Price / Sq Ft$237

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,890

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNortheast

School Information

Zoned elementaryHallowes Cove Academy

Zoned middleHallowes Cove Academy

Zoned highBartram Trail High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address380 Adirondack Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Cove

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0007310170

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks, Street Lights, Restaurant, Curbs

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Gas Cooktop, Microwave

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Patio, Rear Porch

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 20, 2026

Days on Market0

HOA Fees$53 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Cove

Rivertown Cove is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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