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This home is in Rivertown Cove, St. Johns — a new construction home in St. Johns County.

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Pending

$695,593Pending4 bd · 2.5 ba · 3,036 sq ft

Pending·158 days on market·Rivertown Cove

201 Saddlebunch Court

St. Johns, FL 32259

$695,593$229/sqftEst. $3,792/mo mortgageMLS# 2147540

Beds

2.5

Baths

3,036

Sq Ft

2026

Built

2.5

Garage

Pool

24 more homes for sale in Rivertown Cove →Search Rivertown Cove on the map

HOA $4/moSingle Family Residence2 storiesNew construction

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About this home

Rivertown Cove

LOT 82 - The Rowan's inviting foyer opens into a bright, spacious Great Room filled with natural light from the adjacent lanai. The island kitchen overlooks both the Great Room and dining area, creating an easy, open flow. On the first floor, one flex room has been designed as a dedicated study, while the second flex room offers additional versatility for your preferred layout. The opted-in 12' multi-sliding glass door expands the connection to the covered lanai, enhancing indoor-outdoor living. Upstairs, the luxurious owner's suite features a generous walk-in closet. A large loft at the top of the stairs separates the owner's suite from three additional bedrooms, providing comfort and privacy throughout the second floor. RIVERTOWN is a master-planned community nestled along the pristine shores of the St Johns River. Each amenity is geared toward staying fit, meeting new friends, trying new activities, and having fun in northeast FL's sunshine.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,792

Property taxesest. at asking price, St. Johns County$926

HOAbilled annually$4

Estimated total, before insurance$4,722/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$695,593

Down Payment: 20%

$139,119

Interest Rate: 7.24%

Loan Term

Monthly Payment

$3,792

Principal & Interest: $3,792

Property taxes (est.): $926

Insurance (est.): $464

Estimated Total Monthly

$5,182

*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (middle)
about 18 mi · 80 parking spaces
Closest park or preserve
Alpine Groves Park
8 min drive · 1 mi of trails
Closest public boat ramp
Governor's Creek Public Boat Ramp
about 4 mi · St. Johns River
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launch
about 3 mi · St. Johns River
Closest youth league fields
Rivertown II Athletic Complex
4 min drive · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publix
10 min drive · 205 Rivertown Shops Dr, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $245/sq ft; this home is listed at $229/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$650,000	$214	4/2.5	3,036	20	0
131 Beaufort Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Oct 2026	$758,808	$271	4/3.5	2,799	11	0.1
117 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)	Sep 2026	$735,532	$232	5/3.5	3,169	0	0.1
60 Challedon Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Oct 2026	$853,788	$251	4/4.5	3,408	35	0.2
530 Adirondack Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Oct 2026	$744,054	$245	4/2.5	3,036	20	0.3
373 Wambaw Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS	Oct 2026	$665,000	$223	4/2.5	2,987	39	0.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$695,593

Price / Sq Ft$229

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage3,036

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusPending

# of Garages2.5

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

This listingNo schools reported in the MLS

County schoolsSt. Johns County Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address201 Saddlebunch Court, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Cove

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0007310820

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks, Street Lights, Restaurant, Curbs

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Washer

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Patio, Porch

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Additional Information

Date ListedMay 28, 2026

Days on Market158

HOA Fees$53 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Cove

Rivertown Cove is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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