This home is in Jacksonville — a waterfront home in Jacksonville.
$439,9004 bd · 3 ba · 2,518 sq ft
Active·14 days on market
15989 Hutton Lane
Jacksonville, FL 32218
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome Home to 15989 Hutton Lane! This spacious 4-bedroom, 3-bathroom home offers the perfect combination of comfort, functionality, and beautiful pond views! Step inside to discover a freshly painted interior and brand-new carpet in the bedrooms, creating a fresh and inviting atmosphere. The versatile loft area provides additional living space and offers the flexibility to serve as a potential 5th bedroom, home office, media room, or playroom. Relax and unwind on the screened-in patio while enjoying peaceful views of the pond—an ideal setting for your morning coffee or evening relaxation. One of the property's unique features is that the lot extends beyond the pond to the opposite side, offering additional land and possibilities. With generous living spaces, flexible room options, and a tranquil waterfront backdrop, this home has so much to offer! Don't miss your opportunity to make it yours. Schedule your private showing today!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2014)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,690 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 10 mi · 35 parking spaces
Closest park or preserve
Betz-Tiger Point Preserveabout 8 mi · 4.3 mi of trails
Closest public boat ramp
Half Moon Island Preserve Boat Rampabout 2 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 7 mi · Thomas Creek
Closest youth league fields
Tom Marshall Parkabout 4 mi · Baseball, Football, Softball
Closest grocery store
Publixabout 3 mi · 731 Duval Station Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 16, 2026Listed$439,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $175/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 16013 Hutton Lane, Jacksonville, FL 32218Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $410,000 | $221 | 3/2 | 1,857 | 71 | 0 |
| 162 Bradford Lake Circle, Jacksonville, FL 32218Listed by TAH FLORIDA LLC | Oct 2026 | $380,000 | $148 | 4/3 | 2,564 | 40 | 0.2 |
| 16143 Kayla Cove Court, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $437,000 | $145 | 4/3.5 | 3,022 | 89 | 0.3 |
| 15849 Tisons Bluff Road, Jacksonville, FL 32218Listed by NEXTHOME ENDLESS SUMMER | Sep 2026 | $445,000 | $139 | 4/4 | 3,194 | 6 | 0.3 |
| 15822 Tisons Bluff Road, Jacksonville, FL 32218Listed by CONVENE REALTY | Sep 2026 | $415,000 | $203 | 3/2 | 2,040 | 3 | 0.3 |
| 15755 Northside Drive E, Jacksonville, FL 32218Listed by DIAMOND REALTY GROUP OF AMELIA ISLAND | Sep 2026 | $386,000 | $183 | 3/2.5 | 2,107 | 115 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines