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This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·3 days on market

15822 Tisons Bluff Road

Jacksonville, FL 32218

$415,000$203/sqftEst. $2,136/moMLS# 2159543

Beds

Baths

2,040

Sq Ft

2014

Built

Garage

Yes

Pool

About this home

Jacksonville

Welcome to this beautifully renovated 3/2 home offering 2,040 square feet of stylish, comfortable living in the desirable Yellow Bluff community of North Jacksonville. Built in 2014 and thoughtfully updated throughout, this home is truly move-in ready. Inside, luxury vinyl plank flooring flows throughout the home, creating a clean, cohesive look. The beautifully updated kitchen features quartz countertops, stainless steel appliances and a unique pantry and coffee bar tucked behind modern sliding doors. The spacious primary suite offers a large walk-in closet and an impressive primary bath featuring an oversized walk-in shower. But the backyard may just steal the show! Added in 2020, the sparkling pool creates the perfect place to relax and entertain. The entire backyard has been designed with easy maintenance in mind, featuring artificial turf, a private putting green and white vinyl fencing.

Cost to own

Mortgage calculator

Home Price

$415,000

Down Payment: 20%

$83,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$2,136

Principal & Interest: $2,136

Property taxes (est.): $678

Insurance (est.): $277

Estimated Total Monthly

$3,090

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,136

Property taxesest. at asking price, Duval County$678

HOAbilled annually$6

Estimated total, before insurance$2,820/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,321/yr · $527/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,321/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History