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This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·101 days on market

15755 Northside Drive E

Jacksonville, FL 32218

$384,900$183/sqftEst. $1,981/moMLS# 2143317

Beds

Baths

2,107

Sq Ft

1996

Built

Garage

Pool

About this home

Jacksonville

Welcome to your next dream home! Nestled in a peaceful Jacksonville setting, 15755 Northside Dr. E, Jacksonville, FL 32218 is a beautifully maintained 3-bedroom, 2.5-bathroom brick home offering 2,107 sq. ft. of comfortable and stylish living space, built in 1996 and thoughtfully updated for modern living. From the moment you arrive, you'll be charmed by the home's timeless brick exterior, mature shade trees, and inviting curb appeal. Step inside to discover a spacious and airy layout designed with both everyday living and entertaining in mind. The family room is warm and welcoming, featuring rich LVP floors and serene views of the stunning Florida sunroom--a true highlight of the home. This light-filled space is perfect for relaxing with morning coffee or hosting gatherings while enjoying seamless indoor-outdoor living.

Cost to own

Mortgage calculator

Home Price

$384,900

Down Payment: 20%

$76,980

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,981

Principal & Interest: $1,981

Property taxes (est.): $629

Insurance (est.): $257

Estimated Total Monthly

$2,866

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,981

Property taxesest. at asking price, Duval County$628

HOAbilled annually$30

Estimated total, before insurance$2,639/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,985/yr · $415/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $370,000 in October 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$311,771	$0	—
2024	$298,218	$243,218	▼ $189
2023	$311,445	$256,445	—
2022	$254,176	$106,622	▼ $15,000
2021	$223,743	$102,061	—
2020	$210,267	$99,962	—

2025 property taxes (current owner): $4,985/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Price change$384,900−$14,100
May 4, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$384,900

Price / Sq Ft$183

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,107

Acres0.24 acres

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address15755 Northside Drive E, Jacksonville, FL 32218

Area092-Oceanway/Pecan Park

SubdivisionPine Lakes

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size10,454.4 sq ft

Parcel Number1082350030

Amenities

UtilitiesCable Connected, Electricity Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesElectric Cooktop, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne