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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 25, 2026·6 days on market·Recent sales in Jacksonville

15849 Tisons Bluff Road

Jacksonville, FL 32218

$445,000sold priceListed at $445,000 · 100% of asking$139/sqftMLS# 2161398
4
Beds
4
Baths
3,194
Sq Ft
2016
Built
3
Garage
No
Pool
FEMA Zone XHOA $7/mo8,276 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

# Property Description Imagine coming home to a place where there's room for everything and everyone to spread out, gather together, and settle into the rhythm of everyday life. With more than 3,000 square feet, four bedrooms, and four full bathrooms, this home offers the kind of flexibility that makes life easier. There's space for quiet mornings, busy afternoons, working from home, hosting guests, movie nights, and everything in between, without feeling like everyone is on top of each other. The heart of the home gives you plenty of room to gather, while the thoughtful layout creates spaces that can change right along with your needs. Step outside and the pond becomes the backdrop, offering peaceful water views and a relaxing place to start or end the day. Beyond the front door, the community adds even more to enjoy with a beautiful amenity center and spaces designed for recreation, relaxation, and connection. If you've been searching for a home that gives you more than just bed

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,445
Property taxesest. at asking price, Duval County$727
HOAbilled annually$7
Estimated total, before insurance$3,179/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,741/yr · $812/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,741/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Closed$445,000
  • Aug 28, 2026Pending$445,000
  • Aug 22, 2026Listed$445,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $149/sq ft; this home is listed at $139/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15895 Tisons Bluff Road, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$390,000$1563/2.52,496540.1
16143 Kayla Cove Court, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$437,000$1454/3.53,022890.2
162 Bradford Lake Circle, Jacksonville, FL 32218Listed by TAH FLORIDA LLCOct 2026$380,000$1484/32,564400.2
187 Bradford Lake Circle, Jacksonville, FL 32218Listed by LPT REALTY LLCJun 2026$465,000$1514/3.53,076450.2
16088 Willow Bluff Court, Jacksonville, FL 32218Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$425,000$1444/3.52,961400.2
16053 Willow Bluff Court, Jacksonville, FL 32218Listed by MARKETPLACE HOMESJun 2026$350,000$1494/2.52,35350.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$445,000
Price / Sq Ft$139
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,194
Acres0.19 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryOceanway, reported on 19 other Yellow Bluff Landing listings
MiddleOceanway, reported on 19 other Yellow Bluff Landing listings
HighFirst Coast, reported on 19 other Yellow Bluff Landing listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address15849 Tisons Bluff Road, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionYellow Bluff Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size8,276.4 sq ft
Parcel Number1080954200

Amenities

AmenitiesPool, Children's Pool, Dog Park, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedAugust 22, 2026
Days on Market6
HOA Fees$78 / Annually
HOA FrequencyAnnually
Tax Amount$9,741.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEXTHOME ENDLESS SUMMER

Sold by: SIEVA REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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