This home is in Royal Palms, Atlantic Beach — a new construction home in Jacksonville.
Active Under Contract·7 days on market·Royal Palms
885 Bonita Road
Atlantic Beach, FL 32233
8 more homes for sale in Royal Palms →Search Royal Palms on the map

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About this home
Royal Palms
BRING BACK OFFERS! Completely rebuilt and offering the appeal of nearly new construction, this exceptional four-bedroom, four-bathroom home delivers modern style, thoughtful design, and remarkable versatility. The spacious layout includes an oversized attached in-law suite, providing an ideal solution for multigenerational living, extended family, guests, or a private home office and flex space. Abundant windows ( new Pella windows) fill the interiors with natural light, creating a bright, welcoming atmosphere throughout. At the heart of the home, the custom gourmet kitchen features generous cabinetry and ample storage, making it equally suited to everyday living and effortless entertaining. Set on a large corner lot with room to add a pool, the property is enhanced by brand-new landscaping, fully fenced in yard, a paver driveway, and an oversized two-car garage with impressive 10-foot ceilings.
Next steps in Royal Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Public water (record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,778 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvd7 min drive · 50 parking spaces
Closest park or preserve
Dutton Island Preserve6 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 2 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)about 1.0 mi · Pablo Creek
Closest youth league fields
Donner Park & Gail Baker Community Center5 min drive · Football, Soccer
Closest grocery store
Aldi5 min drive · 1209 Atlantic Boulevard, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,711/yr
Estimated taxes if purchased at asking price: ~$21,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 23, 2026Active Under Contract$1,100,000
- Oct 16, 2026Listed$1,100,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $690/sq ft; this home is listed at $335/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 556 Timber Bridge Lane, Atlantic Beach, FL 32233Listed by REAL BROKER LLC | Oct 2026 | $2,050,000 | $510 | 4/3.5 | 4,023 | 7 | 0.6 |
| 370 8th Street, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP | Sep 2026 | $2,370,000 | $733 | 4/3.5 | 3,233 | 78 | 0.7 |
| 397 Plaza, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $2,085,000 | $693 | 4/4 | 3,010 | 79 | 0.7 |
| 1714 Atlantic Beach Drive, Atlantic Beach, FL 32233Listed by MOMENTUM REALTY | Oct 2026 | $1,915,000 | $527 | 4/3.5 | 3,635 | 188 | 0.8 |
| 1271 E Coast Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $2,775,000 | $690 | 5/4.5 | 4,020 | 92 | 0.9 |
| 401 Oceanwood Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $1,275,000 | $392 | 5/4 | 3,250 | 0 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Royal Palms
Royal Palms is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.
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Your Local Realtor

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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