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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seaspray, Atlantic Beach — a pool home in Jacksonville.

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Active

Active·92 days on market·Seaspray

275 Nautical Boulevard S

Atlantic Beach, FL 32233

$1,290,000$639/sqftEst. $7,145/moMLS# 2154847
↓ $60,000 below original list
4
Beds
2.5
Baths
2,020
Sq Ft
1981
Built
2
Garage
Yes
Pool

2 more homes for sale in Seaspray →Search Seaspray on the map

FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Seaspray

PERFECT FAMILY HOME, CUL DE SAC, WALKABLE TO AB ELEMENTARY, 1 story block & brick Pool home on a quiet cul-de-sac. Utilities are underground, no thru traffic. Remodeled & Reimagined in 2025-2026 creating a Modern timeless organic home , using warm neutrals & textured finishes. Open Space, Electric fireplace, built in wine bar, also makes a perfect coffee bar. Large kitchen with Taj Mahal waterfall countertops, SS appl, flows to glass enclosed dining rm / flex rm overlooking your tropical paradise. The floor plan flows with large laundry rm, separating the primary suite from secondary bedrooms. The primary suite has soaring 10' plus ceilings combined w/ elegant design. Elevated by a Spa-inspired bath - Dual custom vanities, Oversized walk-in shower - dual shower heads, window overlooking pool, walk in closet lives like a private dressing room - thoughtfully laid out. Primary suite seamlessly integrates the outdoors with sliding doors to covered lanai. Buyer to verify sq FT

Next steps in Seaspray

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,145
Property taxesest. at asking price, Duval County$2,106
Estimated total, before insurance$9,252/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,557/yr · $296/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,290,000
$258,000
Loan Term
Monthly Payment
$7,145
Principal & Interest: $7,145
Property taxes (est.): $2,106
Insurance (est.): $860
Estimated Total Monthly
$10,112
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,557/yr

Estimated taxes if purchased at asking price: ~$25,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$1,290,000−$5,000
  • Oct 8, 2026Price change$1,295,000−$30,000
  • Jul 30, 2026Price change$1,325,000−$25,000
  • Jul 10, 2026Listed$1,350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $517/sq ft; this home is listed at $639/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
785 Triton Road, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$710,000$4733/21,500200.3
57 Sherry Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,380,000$6403/2.52,155220.4
310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$375,000$2613/1.51,43630.4
518 Rosebud Lane, Neptune Beach, FL 32266Listed by FLUID REALTY, LLC.Aug 2026$619,750$3563/21,74370.6
707 Cedar Court, Neptune Beach, FL 32266Listed by WATSON REALTY CORPSep 2026$890,000$5174/21,72040.7
515 3rd Street, Neptune Beach, FL 32266Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,450,000$8983/2.51,615860.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,290,000
Price / Sq Ft$639
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,020
Total Structure Area2,609 sq ft
Acres0.19 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address275 Nautical Boulevard S, Atlantic Beach, FL 32233
Area232-Atlantic Beach-South
SubdivisionSeaspray
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size8,276.4 sq ft
Lot Dimensions80x100
Parcel Number1707030373
ZoningResidential

Amenities

Community FeaturesStreet Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewPool

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered
FencingPrivacy, Wood
RoofShingle
ConstructionBrick, Concrete
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 10, 2026
Days on Market90
Tax Amount$3,556.78
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seaspray

Seaspray is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Seaspray homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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