Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

Photo 1 / 80
Sold

Sold·Closed Oct 1, 2026·92 days on market·Recent sales in Atlantic Beach

1271 E Coast Drive

Atlantic Beach, FL 32233

$2,775,000sold priceListed at $2,999,000 · 92.5% of asking$690/sqftMLS# 2142695
5
Beds
4.5
Baths
4,020
Sq Ft
1997
Built
2
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence3 stories

About this home

Atlantic Beach

Completely reimagined and flawlessly executed, this Atlantic Beach residence delivers the ultimate blend of modern design, coastal sophistication, and effortless indoor-outdoor living. From the moment you arrive, the elevated curb appeal sets the tone--featuring a redesigned entry, expanded driveway with additional parking, copper lantern lighting, and all-new Pella windows. The backyard has been transformed into a private retreat with lush turf and curated landscaping, while the rear porch is enhanced with retractable screens for year-round enjoyment. A hidden speakeasy-style space downstairs adds a rare and unexpected element of character and entertainment. Inside, the home opens to a stunning, light-filled floor plan where clean lines meet warm coastal textures. Structural steel beams paired with pecky cypress accents create a striking architectural statement, while wide-plank wood floors in a soft, natural tone flow throughout.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$15,371
Property taxesest. at asking price, Duval County$4,531
Estimated total, before insurance$19,902/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,775,000
$555,000
Loan Term
Monthly Payment
$15,371
Principal & Interest: $15,371
Property taxes (est.): $4,531
Insurance (est.): $1,850
Estimated Total Monthly
$21,752
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,893,916$1,893,916—
2024$1,738,302$1,184,795▲ $176,085
2023$1,462,856$1,148,831—
2022$1,347,914$1,113,914—
2021$1,130,014$1,080,014—
2020$1,103,074$724,060▲ $301,859

Estimated taxes if purchased at asking price: ~$54,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Closed$2,999,000
  • Jul 24, 2026Active Under Contract$2,999,000
  • Jul 11, 2026Price change$2,999,000−$201,000
  • Apr 30, 2026Listed$3,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $775/sq ft; this home is listed at $746/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
357 12th Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$4,050,000$7754/5.55,223810.1
1515 Beach Avenue, Atlantic Beach, FL 32233Listed by WATSON REALTY CORPSep 2026$7,800,000$1,7666/4.54,418850.2
1515 Selva Marina Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,900,000$6345/32,999300.2
340 9th Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$3,125,000$8455/53,700360.3
370 8th Street, Atlantic Beach, FL 32233Listed by WATSON REALTY CORPSep 2026$2,370,000$7334/3.53,233780.4
397 Plaza, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$2,085,000$6934/43,010790.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,999,000
Price / Sq Ft$746
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,020
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1271 E Coast Drive, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionAtlanta Beach
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Dimensions50x110
Parcel Number1703690000

Amenities

Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Guest

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesFreezer, Gas Cooktop, Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air, Zoned
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories3
LaundryLower Level, Upper Level

Exterior

Patio / PorchFront Porch, Porch, Rear Porch, Screened, Wrap Around
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Composition Siding
Road FrontageCity Street

Additional Information

Date ListedApril 30, 2026
Days on Market92
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines