This home is in Atlantic Beach.

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Active

Active·76 days on market

1271 E Coast Drive

Atlantic Beach, FL 32233

$2,999,000$746/sqftEst. $15,962/moMLS# 2142695

Beds

Baths

4,020

Sq Ft

1997

Built

Garage

Pool

About this home

Atlantic Beach

Completely reimagined and flawlessly executed, this Atlantic Beach residence delivers the ultimate blend of modern design, coastal sophistication, and effortless indoor-outdoor living. From the moment you arrive, the elevated curb appeal sets the tone--featuring a redesigned entry, expanded driveway with additional parking, copper lantern lighting, and all-new Pella windows. The backyard has been transformed into a private retreat with lush turf and curated landscaping, while the rear porch is enhanced with retractable screens for year-round enjoyment. A hidden speakeasy-style space downstairs adds a rare and unexpected element of character and entertainment. Inside, the home opens to a stunning, light-filled floor plan where clean lines meet warm coastal textures. Structural steel beams paired with pecky cypress accents create a striking architectural statement, while wide-plank wood floors in a soft, natural tone flow throughout.

Cost to own

Mortgage calculator

Home Price

$2,999,000

Down Payment: 20%

$599,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$15,149

Principal & Interest: $15,149

Est. Taxes & Insurance: $3,787

Estimated Total Monthly

$18,936

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$15,962

Property taxesest. at asking price, Duval County$4,897

Estimated total, before insurance$20,859/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,893,916	$1,893,916	—
2024	$1,738,302	$1,184,795	▲ $176,085
2023	$1,462,856	$1,148,831	—
2022	$1,347,914	$1,113,914	—
2021	$1,130,014	$1,080,014	—
2020	$1,103,074	$724,060	▲ $301,859

Estimated taxes if purchased at asking price: ~$58,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,808 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 11, 2026Price change$2,999,000−$201,000
Apr 30, 2026Listed$3,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,999,000

Price / Sq Ft$746

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,020

Year Built1997

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address1271 E Coast Drive, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionAtlanta Beach

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Dimensions50x110

Parcel Number1703690000

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Guest

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)

AppliancesFreezer, Gas Cooktop, Ice Maker, Refrigerator

HeatingCentral

CoolingCentral Air, Zoned

FlooringWood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories3

LaundryLower Level, Upper Level