This home is in Royal Palms, Atlantic Beach — a home near Duncan U. Fletcher High School.
Active·45 days on market·Royal Palms
469 Skate Road
Atlantic Beach, FL 32233
8 more homes for sale in Royal Palms →Search Royal Palms on the map
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About this home
Royal Palms
Mid-century character meets relaxed coastal style in this beautifully maintained Atlantic Beach home, just a bike ride from the ocean. Large windows bring natural light into the open living, dining and kitchen area, creating an airy space equally suited to quiet mornings or casual entertaining. The renovated kitchen features quartz countertops, white Shaker cabinetry, brushed bronze hardware, stainless-steel appliances, floating shelves and a crisp gray-and-white backsplash. Both bathrooms are beautifully finished with ceramic tile and a serene, spa-like feel. A pantry and laundry room provide valuable storage. Outside, the large, fully fenced backyard offers room for a boat, pets, entertaining or a future fire pit or pool. The surfboard outdoor shower completes the home's resort-like atmosphere. With a paver driveway, mature landscaping, two storage sheds and no HOA, this is easygoing Atlantic Beach living--thoughtfully updated and minutes from the sand, parks, shops and dining
Next steps in Royal Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1971)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,719 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
7th Stabout 1 mi · 2 parking spaces
Closest park or preserve
Dutton Island Preserve6 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 2 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)about 1.0 mi · Pablo Creek
Closest youth league fields
Jack Russell Park3 min drive · Baseball, Soccer
Closest grocery store
Aldi5 min drive · 1209 Atlantic Boulevard, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:35 AM, sunset 6:45 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $8,544/yr
Estimated taxes if purchased at asking price: ~$13,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 2, 2026Active$680,000
- Sep 14, 2026Active Under Contract$680,000
- Sep 9, 2026Active$680,000
- Sep 5, 2026Listed$680,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $428/sq ft; this home is listed at $497/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 426 Royal Palms Drive, Atlantic Beach, FL 32233Listed by Non-MLS or Out of Area | Oct 2026 | $437,525 | $276 | 3/2 | 1,588 | 0 | 0.1 |
| 451 Sargo Road, Atlantic Beach, FL 32233Listed by MOMENTUM REALTY | Oct 2026 | $575,000 | $428 | 3/2 | 1,344 | 134 | 0.1 |
| 43 Forrestal Circle N, Atlantic Beach, FL 32233Listed by SELLSTATE JAX REALTY | Aug 2026 | $350,000 | $258 | 2/1.5 | 1,355 | 123 | 0.2 |
| 310 Skate Road, Atlantic Beach, FL 32233Listed by NON MLS (realMLS) | Aug 2026 | $375,000 | $261 | 3/1.5 | 1,436 | 3 | 0.3 |
| 785 Triton Road, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $710,000 | $473 | 3/2 | 1,500 | 20 | 0.3 |
| 455 Irex Road, Atlantic Beach, FL 32233Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $605,000 | $433 | 4/2 | 1,396 | 30 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ENGEL & VOLKERS FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Royal Palms
Royal Palms is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.
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Your Local Realtor
Krista Fracke
Broker Associate
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