This home is in Royal Palms, Atlantic Beach.
Active·108 days on market·Royal Palms
477 Sailfish Drive E
Atlantic Beach, FL 32233
About this home
Royal Palms
Charming Beach Cottage situated in a highly sought after Atlantic Beach neighborhood. Minutes away from the vibrant Atlantic Beach Town Center. Ride your bike to the beach, grab a cup of coffee and enjoy a spectacular sunrise. Newly renovated 3 Bedroom and 2 Full Baths with 1220 sqft of Living Space. Spacious 75' x 100' fully fenced yard with a Well-Fed Sprinkler system. Expanded concrete driveway leads to a covered carport with separate workshop storage room perfect for your bikes, surf boards and fishing gear. Concrete Block construction with new paint inside and out. The kitchen has a new Refrigerator and a gas Stove. Gas Water Heater and Furnace. Both Bathrooms are upgraded with tile showers and floors. Washer and Dryer hookups in a separate Laundry Room with exit to the Carport. LOT SURVEY IN THE DOCUMENTS SECTION
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $412,831 | $412,831 | — |
| 2024 | $398,265 | $27,441 | — |
| 2023 | $327,870 | $25,040 | — |
| 2022 | $281,227 | $22,709 | — |
| 2021 | $250,913 | $20,446 | — |
| 2020 | $244,473 | $20,000 | — |
Estimated taxes if purchased at asking price: ~$11,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1961)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Private well (public record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,553 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 28, 2026Listed$575,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Royal Palms
Royal Palms is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.
View all Royal Palms homes for sale →Listing Courtesy of: PASSPORT REALTY, LLC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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