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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Sold

Sold·Closed Oct 22, 2026·3 days on market·Recent sales in Sawgrass·Sawgrass

5139 Otter Creek Drive

Ponte Vedra Beach, FL 32082

$775,000sold priceListed at $775,000 · 100% of asking$309/sqftMLS# 2170474
3
Beds
3.5
Baths
2,511
Sq Ft
1987
Built
2
Garage
Yes
Pool

7 more homes for sale in Sawgrass →Search Sawgrass on the map

HOA $165/mo10,890 sqft lotSingle Family Residence1 story

About this home

Sawgrass

Comp Purposes only. New owner (reflected on mls as listing agent) will completely renovate this home with intentions to sell once complete.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,259
Property taxesest. at asking price, St. Johns County$1,031
HOAbilled semi-annually$165
Estimated total, before insurance$5,455/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,514/yr · $793/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,449 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $9,514/yr

Estimated taxes if purchased at asking price: ~$12,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 22, 2026Listed$775,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $417/sq ft; this home is listed at $309/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5144 Otter Creek Drive, Ponte Vedra Beach, FL 32082Listed by 1 REALTY CORPSep 2026$1,000,000$4924/22,033550.1
5119 Otter Creek Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$895,000$4173/2.52,1481880.1
4607 Marsh Hawk Place, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$965,000$3543/2.52,724220.1
4201 Laurel Oak Way, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,315,000$4664/32,819410.3
6526 Burnham Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$985,000$3773/2.52,613160.3
4322 Blue Heron Drive, Ponte Vedra Beach, FL 32082Listed by FLUID REALTY, LLC.Jun 2026$975,000$3943/22,476240.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$775,000
Price / Sq Ft$309
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,511
Acres0.25 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address5139 Otter Creek Drive, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSawgrass Players Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,890 sq ft
Parcel Number0620750400
ZoningResidential

Amenities

AmenitiesPool, Gated, Jogging Path, Playground
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesOpen Floorplan, Split Bedrooms
AppliancesOther
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
SecurityGated with Guard

Exterior

Patio / PorchScreened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedOctober 22, 2026
Days on Market3
HOA Fees$990 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$9,514
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARSH LANDING REALTY

Sold by: MARSH LANDING REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines