This home is in Fernandina Beach — an oceanfront home in Northeast Florida.
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Sold·Closed Feb 20, 2026·21 days on market·Recent sales in Amelia Island
3240 Fletcher Avenue 560
Fernandina Beach, FL 32034
About this home
Fernandina Beach
DON'T WAIT! This stunning 5th-floor end-unit condo in the highly desirable, gated Amelia by the Sea community won't last long! Enjoy the rare opportunity to own in a complex featuring the only private fishing pier on Amelia Island exclusively for owners and guests—no fishing license required. This beautifully updated residence offers extra windows and abundant natural light thanks to its end-unit location, along with some of the best views of the beach. Recent upgrades include updated appliances, new kitchen cabinets with soft-close drawers and doors, quartz countertops, a wine fridge, remodeled bathrooms, shiplap ceilings in the bedrooms and main living area, HVAC (2023), and new windows in the kitchen and guest bedrooms (scheduled for installation 1/26/26). Blackout blinds will also be installed in the guest bedroom, living room slider, and primary bedroom slider. Sold fully furnished, this turnkey condo is truly move-in ready—just bring your clothes and toothbrush!
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Other — year not disclosed (home built 1973)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,749 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Beach access 31, S Fletcher Ave. & Hutchins Ave.about 0.1 mi · 12 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 3 mi · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 4 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 3 mi · Egan's Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 13 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $10,014/yr
Estimated taxes if purchased at asking price: ~$12,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $606/sq ft; this home is listed at $683/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3350 S Fletcher Avenue F7, Fernandina Beach, FL 32034Listed by TAYLORED REALTY, INC. | May 2026 | $685,000 | $606 | 2/2 | 1,130 | 84 | 0.1 |
| 3350 S Fletcher Avenue C5, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Feb 2026 | $700,000 | $619 | 2/2 | 1,130 | 183 | 0.1 |
| 3350 Fletcher Avenue 6J, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Nov 2025 | $700,000 | $619 | 2/2 | 1,130 | 133 | 0.1 |
| 3350 S Fletcher Avenue #7I, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Jul 2025 | $685,000 | $606 | 2/2 | 1,130 | 147 | 0.1 |
| 2700 Mizell Avenue 402B, Fernandina Beach, FL 32034Listed by COLDWELL BANKER ANABASIS REALTY | Aug 2025 | $375,000 | $350 | 2/2 | 1,072 | 68 | 0.7 |
| 2886 Forest Ridge Drive U6, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Mar 2026 | $372,000 | $365 | 3/2 | 1,019 | 60 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Sold by: ONE SOTHEBY'S INTERNATIONAL REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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