1443 N Pearl Street

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

• Sep 1, 2026Price change$475,000−$20,000
• Aug 17, 2026Price change$495,000−$30,000
• Aug 17, 2026Price change$525,000+$30,000
• Aug 17, 2026Price change$495,000−$30,000
• Aug 4, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  129 W 9th Street

  Jacksonville, FL 32206

  4 bd · 2.5 ba · 2,512 sq ft

  $475,000Est. $2,528/mo

  Welcome to the heart of Historic Springfield! This beautiful 4-bedroom, home offers over 2,500 square feet of living…

  Listing Office: momentum realty

• 

  For Sale

  1614 N Market Street

  Jacksonville, FL 32206

  3 bd · 3.5 ba · 2,065 sq ft

  $474,500Est. $2,525/mo

  Welcome to this beautifully restored historic gem in the heart of Springfield, Jacksonville's premier historic…

  Listing Office: christie's international real estate first coast

• 

  For Sale

  Income

  1509 Silver Street

  Jacksonville, FL 32206

  7 bd · 3 ba · 2,338 sq ft

  $469,000Est. $2,496/mo

  Historic Springfield living under a canopy of oaks, just steps from Klutho Park and the neighborhood gatherings held…

  Listing Office: cowford realty & design llc

• 

  For Sale

  Income

  116 W 7th Street

  Jacksonville, FL 32206

  4 bd · 2 ba · 2,624 sq ft

  $465,000Est. $2,475/mo

  Built in 1912 by J.R. Dickerson. Both units are leased, income starts the day you close. Upstairs is renting at $1,575…

  Listing Office: cowford realty & design llc

• 

  For Sale

  231 W 6th Street

  Jacksonville, FL 32206

  4 bd · 2.5 ba · 2,216 sq ft

  $570,000Est. $3,034/mo

  Listing Office: empire network realty

  in North Springfield Heights
• 

  For Sale

  12071 Blackfoot Trail

  Jacksonville, FL 32223

  4 bd · 2 ba · 2,446 sq ft

  $399,000Est. $2,124/mo

  Listing Office: chad and sandy real estate group

  in The Wilderness

eTown guides & reports