This home is in Jacksonville.

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Active

Active·145 days on market

1923 Hubbard Street

Jacksonville, FL 32206

$455,000$215/sqftEst. $2,422/moMLS# 2131303

Beds

Baths

2,112

Sq Ft

1922

Built

—

Garage

Pool

About this home

Jacksonville

Beautifully remodeled 5 bedroom, 3 bathroom home in Historic Springfield; only one street away from Main Street and all of the shops. No expense has been spared with so much attention to detail and high end finishes. All new roof, A/C, plumbing, electrical, etc. A new sprinkler system has also been installed. This home is an entertainer's dream with porches and balconies that span the front and rear of the house and a good-sized backyard. Elegant fireplaces adorn the downstairs living room and upstairs family room. The kitchen is designed for a chef with ample cabinets and drawers, a pantry, quartz countertops, double ovens, separate cooktop in the island, and top of the line stainless steel appliances. This house truly makes you feel like you are ''coming home''. Seller is a licensed Real Estate Agent. Selling agents are welcome to bring their Buyers.

Cost to own

Mortgage calculator

Home Price

$455,000

Down Payment: 20%

$91,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,313

Principal & Interest: $2,313

Est. Taxes & Insurance: $578

Estimated Total Monthly

$2,891

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,422

Property taxesest. at asking price, Duval County$743

Estimated total, before insurance$3,165/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$128,287	$122,330	—
2024	$115,505	$110,699	—
2023	$109,509	$100,636	—
2022	$91,488	$91,488	—
2021	$37,468	$29,178	—
2020	$26,526	$26,526	—

2025 property taxes (current owner): $2,915/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1922)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 21, 2026Listed$455,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$455,000

Price / Sq Ft$215

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,112

Acres0.09 acres

Year Built1922

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address1923 Hubbard Street, Jacksonville, FL 32206

Area072-Springfield

SubdivisionSpringfield

CityJacksonville

CountyDuval

StateFL

Zip Code32206

Lot Size3,920.4 sq ft

Parcel Number0719130000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingOn Street

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Washer

HeatingCentral

CoolingCentral Air

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