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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·84 days on market

33 E 18th Street

Jacksonville, FL 32206

$74,900$57/sqftEst. $415/moMLS# 2156076
2
Beds
2
Baths
1,307
Sq Ft
1922
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

WONDERFUL OPPORTUNITY IN SPRINGFIELD! Built in 1922, this charming 2-bedroom, 2-bath home offers approximately 1,307 square feet of character and potential. Whether you're searching for an affordable home or another property to add to your investment portfolio, this one deserves a closer look! Features include original hardwood floors, laundry room, distinctive architectural details, oversized bedrooms, a spacious kitchen and bathroom, and an abundance of natural light. Outside, you'll find a quaint back porch, extended driveway, oversized carport, private fenced backyard, and a spacious lot. Conveniently located near neighborhood shops and restaurants, schools, parks, public transportation, major highways, Springfield, and Downtown Jacksonville. Don't walk--run! This could be exactly the opportunity you've been looking for!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$415
Property taxesest. at asking price, Duval County$122
Estimated total, before insurance$537/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,018/yr · $168/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$74,900
$14,980
Loan Term
Monthly Payment
$415
Principal & Interest: $415
Property taxes (est.): $122
Insurance (est.): $50
Estimated Total Monthly
$587
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1922)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,601 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,018/yr

Estimated taxes if purchased at asking price: ~$1,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 4, 2026Pending$74,900
  • Jul 27, 2026Active Under Contract$74,900
  • Jul 18, 2026Listed$74,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $57/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
137 W 23rd Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYOct 2026$215,012$1873/21,15200.3
408 W 23rd Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$190,000$1273/21,498750.5
431 W 26th Street, Jacksonville, FL 32206Listed by FREEDOM REALTY GROUP LLCSep 2026$95,000$983/19662480.6
606 E 30th Street, Jacksonville, FL 32206Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$215,012$1873/21,15200.7
1164 E 17th Street, Jacksonville, FL 32206Listed by MARK SPAIN REAL ESTATESep 2026$167,000$1483/21,125720.8
649 Long Branch Boulevard, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLCSep 2026$130,000$1113/11,172831

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$74,900
Price / Sq Ft$57
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,307
Total Structure Area1,547 sq ft
Acres0.12 acres
Year Built1922
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionFixer
StatusPending
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAndrew A. Robinson
MiddleMatthew Gilbert
HighWilliam M. Raines

Community Information

Address33 E 18th Street, Jacksonville, FL 32206
Area076-Downtown Jacksonville-Eastside
SubdivisionNew Springfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size5,227.2 sq ft
Parcel Number0446720000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available
Water SourcePublic
ParkingAdditional Parking, Carport, Detached, Gated, Guest, Off Street, On Street

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories1
LevelsOne

Additional Information

Date ListedJuly 19, 2026
Days on Market48
Tax Amount$2,017.66
Tax Year2025
Listing TermsCash, Owner May Carry
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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