This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.
Active·2 days on market
3002 Ocean Drive S
Jacksonville Beach, FL 32250
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville Beach
Located in one of South Jacksonville Beach's most desirable oceanfront neighborhoods, this exceptional 2023 home by Cottage Home Company offers a refined beachside retreat with spectacular Atlantic Ocean views. Inside, classic coastal character meets modern design in elevated yet relaxed spaces that feel warm and welcoming. The floor plan features five bedrooms, four with private en suite bathrooms, plus a versatile flex room ideal for an office, fitness space, or additional living area. A finished three-car garage with EV hookup adds modern convenience. Enjoy local restaurants and shops just minutes away by beach cruiser, golf cart, or on foot, with easy access to A1A and J. Turner Butler Boulevard. Mayo Clinic and the Ponte Vedra Inn & Club are less than 10 minutes away, while downtown Jacksonville is under 30 minutes. Timeless, refined, and effortlessly comfortable, this home captures the art of elevated coastal living.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AO — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,776 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
30th Ave Sabout 0.0 mi
Closest park or preserve
Dutton Island Preserveabout 6 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 7 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Huguenot Park Fish Management Area Hand Launchabout 0.6 mi · Huguenot Lagoon
Closest youth league fields
Fountain View Park (formerly Huguenot Park) / Jacksonville Beach Tennis Clubabout 0.6 mi · Tennis
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $66,585/yr
Estimated taxes if purchased at asking price: ~$135,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 15, 2026Active$6,900,000
- Oct 13, 2026Listed$6,900,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $965/sq ft; this home is listed at $1,610/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3007 Ocean Drive S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | May 2026 | $2,900,000 | $965 | 4/3.5 | 3,004 | 0 | 0 |
| 2701 Ocean Drive S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Feb 2026 | $4,500,000 | $1,304 | 4/3 | 3,452 | 3 | 0.1 |
| 141 35th Avenue S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Oct 2026 | $3,495,000 | $901 | 5/4.5 | 3,878 | 92 | 0.2 |
| 2844 Abaco Lane, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Aug 2026 | $1,299,000 | $375 | 5/4 | 3,468 | 1 | 0.3 |
| 3629 Ocean Drive S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jun 2026 | $5,300,000 | $1,347 | 4/4.5 | 3,936 | 0 | 0.3 |
| 3618 1st Street S, Jacksonville Beach, FL 32250Listed by RE/MAX SPECIALISTS PV | Mar 2026 | $2,700,000 | $594 | 3/3 | 4,545 | 27 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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