This home is in Atlantic Beach — a pool home in Jacksonville.
Active·Listed today
890 Beach Avenue
Atlantic Beach, FL 32233
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Atlantic Beach
Step into a coastal masterpiece that feels brand new, thanks to a comprehensive 2026 reimagining that elevated this Atlantic Beach residence to the pinnacle of modern luxury. Every inch of this home has been meticulously curated, blending high-end craftsmanship with an open, airy layout designed specifically to frame the mesmerizing views of the Atlantic Ocean. The heart of the home is a light-drenched living and dining space where the boundaries between indoors and out seem to disappear. Anchored by a sleek fireplace that adds a touch of warmth to the crisp, contemporary design, it's a space that feels both grand and inviting. Whether you're hosting a sunset gathering or enjoying a quiet morning, the high-quality finishes and custom details serve as a constant reminder of the home's recent transformation. A standout feature of this 2026 remodel is the incredibly versatile in-law suite. This self-contained wing offers a complete living experience, featuring its own modern kitchen
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1938)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,576 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $18,590/yr
Estimated taxes if purchased at asking price: ~$82,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 10, 2026Listed$4,195,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $1,034/sq ft; this home is listed at $741/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 365 8th Street, Atlantic Beach, FL 32233Listed by KST GROUP LLC | Jul 2026 | $4,450,000 | $642 | 4/4 | 6,928 | 191 | 0.2 |
| 1271 E Coast Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $2,775,000 | $690 | 5/4.5 | 4,020 | 92 | 0.3 |
| 357 12th Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $4,050,000 | $775 | 4/5.5 | 5,223 | 81 | 0.3 |
| 42 Third Street, Atlantic Beach, FL 32233Listed by DOUGLAS ELLIMAN FLORIDA | Aug 2026 | $6,100,000 | $1,104 | 7/7 | 5,523 | 6 | 0.4 |
| 211 Beach Avenue, Atlantic Beach, FL 32233Listed by COWFORD REALTY & DESIGN LLC | Jun 2026 | $4,800,000 | $1,034 | 5/5 | 4,642 | 70 | 0.4 |
| 1515 Beach Avenue, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP | Sep 2026 | $7,800,000 | $1,766 | 6/4.5 | 4,418 | 85 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines