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This home is in Atlantic Beach.

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Active

Active·Listed today

2016 Beach Avenue

Atlantic Beach, FL 32233

$4,600,000$874/sqftEst. $23,381/moMLS# 2096320
6
Beds
4
Baths
5,264
Sq Ft
2026
Built
2
Garage
Yes
Pool

About this home

Atlantic Beach

Schedule your showing today to own this stunning new construction on prestigious Beach Avenue in Atlantic Beach. This multi-generational home offers 6 bedrooms, including a Primary Floor In-Law Suite with an aging in place shower. The spacious Great Room and open Kitchen, featuring Sub-Zero, Wolf, and Cove appliances, are perfect for entertaining guests. Ride the elevator to the Garage Level, featuring a Fitness Room, Pool/Beach Laundry Room, Wine Cellar and plenty of storage. Enjoy your private outdoor retreat with a full Outdoor Kitchen and custom pool with a large backyard. The Owner's Suite includes his & hers closets, a soaking tub, and oversized shower. Multiple Rooms offers views of the Atlantic Ocean. The Garage Floor is Block Construction. Coastal luxury and thoughtful design await--contact the listing agent today!

Cost to own

Mortgage calculator

$4,600,000
$920,000
Loan Term
Monthly Payment
$23,381
Principal & Interest: $23,381
Property taxes (est.): $7,511
Insurance (est.): $3,067
Estimated Total Monthly
$33,959
*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$23,381
Property taxesest. at asking price, Duval County$7,511
Estimated total, before insurance$30,892/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$575,242$216,203
2025$1,139,500$1,139,500
2024$597,165$209,402
2024$1,325,000$1,325,000
2023$548,074$201,847
2023$1,060,000$564,344
2022$474,808$194,012
2022$1,060,000$513,040
2021$321,488$186,890
2021$742,000$466,400
2020$321,488$183,612
2020$424,000$424,000

Estimated taxes if purchased at asking price: ~$90,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 21, 2026Active$4,600,000
  • Jul 7, 2026Withdrawn$4,600,000
  • May 16, 2026Listed$4,600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$4,600,000
Price / Sq Ft$874
Bedrooms6
Bathrooms5.00
Full Baths4
Half Baths2
Square Footage5,264
Total Structure Area6,944 sq ft
Acres0.17 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
New ConstructionYes
Direction FacesEast

School Information

Community Information

Address2016 Beach Avenue, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionNorth Atlantic Beach
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size7,405.2 sq ft
Lot Dimensions50 x 160
Parcel Number1697000000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street
ViewOcean

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
HeatingCentral, Zoned
CoolingCentral Air, Zoned
FlooringConcrete, Tile, Wood
FireplaceYes
Fireplace FeaturesGas
# of Stories3
LevelsThree Or More
LaundryLower Level, Sink, Upper Level
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Front Porch, Rear Porch
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBlock, Fiber Cement, Frame, Stucco
Road FrontageCity Street

Additional Information

Date ListedJuly 21, 2026
Days on Market366
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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