Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Atlantic Beach.

No photos available

This listing has no photos yet

No photos available

This listing has no photos yet

Sold

Sold·Closed Dec 18, 2025·11 days on market·Recent sales in Atlantic Beach

520 E Coast Drive

Atlantic Beach, FL 32233

$3,650,000sold priceListed at $3,795,000 · 96.2% of asking$676/sqftMLS# 2118843

Beds

Baths

5,400

Sq Ft

2021

Built

Garage

Pool

No HOA7,405 sqft lotSingle Family Residence3 stories

About this home

Atlantic Beach

Step into this stunning modern residence, where sleek design and timeless elegance blend seamlessly. Every detail of this home has been thoughtfully curated to create a space that is both functional and refined. Boasting clean architectural lines, expansive windows and an open concept layout, the home is bathed in natural light and exudes a sense of calm sophistication. The pristine interiors feature high end finishes, custom cabinetry and designer fixtures that elevate every room. The gourmet kitchen is a contemporary style, with premium appliances, quartz countertops, and a spacious island perfect for entertaining. The living spaces flow effortlessly to a private, outdoor retreat - ideal for relaxing or hosting gatherings in style. Located in one of the area's most desirable neighborhoods, this property offers convenience, privacy and prestige. Walking distance to the Atlantic Ocean, top-rated schools, fine dining and boutique shopping.

Next steps in Atlantic Beach

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$20,058

Property taxesest. at asking price, Duval County$5,960

Estimated total, before insurance$26,018/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$45,342/yr · $3,778/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach access
5th St
about 0.1 mi · 4 parking spaces
Closest park or preserve
Dutton Island Preserve
10 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)
about 3 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)
about 2 mi · Pablo Creek
Closest youth league fields
Jack Russell Park
4 min drive · Baseball, Soccer
Closest grocery store
Publix
7 min drive · 580 Atlantic Blvd, Neptune Beach

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $45,342/yr

Estimated taxes if purchased at asking price: ~$71,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $763/sq ft; this home is listed at $703/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
332 4th Street, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP	Aug 2025	$2,450,000	$630	5/4.5	3,889	128	0.1
42 Third Street, Atlantic Beach, FL 32233Listed by DOUGLAS ELLIMAN FLORIDA	Aug 2026	$6,100,000	$1,104	7/7	5,523	6	0.2
365 8th Street, Atlantic Beach, FL 32233Listed by KST GROUP LLC	Jul 2026	$4,450,000	$642	4/4	6,928	191	0.2
211 Beach Avenue, Atlantic Beach, FL 32233Listed by COWFORD REALTY & DESIGN LLC	Jun 2026	$4,800,000	$1,034	5/5	4,642	70	0.2
890 Beach Avenue, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLC	Dec 2025	$3,000,000	$525	6/4.5	5,712	202	0.2
335 10th Street, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLC	Mar 2026	$2,900,000	$763	5/4.5	3,799	0	0.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$3,795,000

Price / Sq Ft$703

Bedrooms6

Bathrooms7.00

Full Baths6

Half Baths2

Square Footage5,400

Acres0.17 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

This listingNo schools reported in the MLS

ElementaryAtlantic Beach, reported on 62 other Atlantic Beach listings

MiddleMayport, reported on 52 other Atlantic Beach listings

HighDuncan Fletcher, reported on 68 other Atlantic Beach listings

County schoolsJacksonville Area Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address520 E Coast Drive, Atlantic Beach, FL 32233

Area232-Atlantic Beach-South

SubdivisionAtlantic Beach

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size7,405.2 sq ft

Parcel Number1698560010

Amenities

UtilitiesElectricity Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesCeiling Fan(s), Elevator, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories3

LevelsThree Or More

LaundryUpper Level

SecurityClosed Circuit Camera(s)

Exterior

Exterior FeaturesOutdoor Kitchen, Outdoor Shower

Patio / PorchCovered, Rear Porch, Screened, Side Porch

ConstructionComposition Siding

Other StructuresGuest House, Outdoor Kitchen

Additional Information

Date ListedNovember 20, 2025

Days on Market11

Tax Amount$45,341.81

Tax Year2025

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Keep looking

More homes in Atlantic Beach