This home is in Atlantic Beach — a new construction home in Jacksonville.
Active·Listed today
363 Plaza
Atlantic Beach, FL 32233
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Atlantic Beach
Experience coastal luxury in this brand-new 2026 custom beach home, ideally located less than three blocks from the ocean and within walking distance of local parks, schools, Jack Russell Park, and the vibrant shops and dining at the Beach's Town Center. Designed for both stylish entertaining and relaxed everyday living, this modern residence features four spacious bedrooms including a convenient downstairs bedroom with an adjacent full bathroom and gorgeous white oak flooring throughout. The gourmet kitchen showcases premium surfaces with a stunning waterfall island, custom cabinetry and a large walk-in pantry complete with open shelving, cabinets and drawers for storage and a durable butcher block countertop for all of your cooking prep needs.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Public water (record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,480 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
8th St.about 0.3 mi
Closest park or preserve
Dutton Island Preserve10 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 2 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)about 2 mi · Pablo Creek
Closest youth league fields
Jack Russell Park4 min drive · Baseball, Soccer
Closest grocery store
Publix7 min drive · 580 Atlantic Blvd, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $14,442/yr
Estimated taxes if purchased at asking price: ~$45,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 24, 2026Active$2,295,000
- Oct 20, 2026Listed$2,295,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $693/sq ft; this home is listed at $780/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 370 8th Street, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP | Sep 2026 | $2,370,000 | $733 | 4/3.5 | 3,233 | 78 | 0.1 |
| 397 Plaza, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $2,085,000 | $693 | 4/4 | 3,010 | 79 | 0.1 |
| 398 Sherry Drive, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP | Aug 2026 | $1,749,000 | $663 | 4/4 | 2,637 | 75 | 0.3 |
| 1515 Selva Marina Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,900,000 | $634 | 5/3 | 2,999 | 30 | 0.3 |
| 57 Sherry Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,380,000 | $640 | 3/2.5 | 2,155 | 22 | 0.5 |
| 278 1st Street, Atlantic Beach, FL 32233Listed by KST GROUP LLC | Oct 2026 | $1,695,000 | $723 | 3/2.5 | 2,346 | 14 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Atlantic Beach
For Sale517 Beach AvenueAtlantic Beach, FL 32233
4 bd · 2.5 ba · 2,252 sq ft
$1,800,000Est. $9,580/mo25' beachfront lot, 3' right of way extending to a 15' x 8' parking area along Beach Ave. if you are looking for…
Listing Office: watson realty corp
Pending314 9th StreetAtlantic Beach, FL 32233
3 bd · 2.5 ba · 2,378 sq ft
$1,680,000Est. $8,942/moAtlantic Beach living doesn't get much better than this. Just three blocks from the ocean and a short walk to Atlantic…
Listing Office: fluid realty, llc.
For Sale2428 Seminole RoadAtlantic Beach, FL 32233
3 bd · 2.5 ba · 2,245 sq ft
$3,299,000Est. $17,559/moRARE TWO-ACRE OPPORTUNITY IN ATLANTIC BEACH! Discover the potential of two acres in one of Northeast Florida's…
Listing Office: re/max unlimited
For Sale371 9th StreetAtlantic Beach, FL 32233
5 bd · 4.5 ba · 4,151 sq ft
$3,595,000Est. $19,134/moWelcome to this newly completed coastal modern residence in the heart of coveted Atlantic Beach. Just a short walk to…
Listing Office: christie's international real estate first coast
Keep looking
Similar homes in Atlantic Beach
Explore the area
More in Atlantic Beach
Atlantic Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines