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This home is in Atlantic Beach — a pool home in Jacksonville.

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Sold

Sold·Closed Dec 23, 2025·202 days on market·Recent sales in Atlantic Beach

890 Beach Avenue

Atlantic Beach, FL 32233

$3,000,000sold priceListed at $2,995,000 · 100.2% of asking$525/sqftMLS# 2080527

Beds

4.5

Baths

5,712

Sq Ft

1938

Built

Garage

Yes

Pool

No HOA14,375 sqft lotSingle Family Residence3 stories

About this home

Atlantic Beach

Discover the pinnacle of coastal living in this beautifully designed home with captivating ocean views, nestled in highly desirable Atlantic Beach, Florida. Meticulously upgraded, this property combines modern luxury with breathtaking natural beauty, offering the ideal haven for those seeking a refined beachside lifestyle. Enjoy breathtaking views of the Atlantic Ocean from multiple vantage points throughout the home. Each day is a masterpiece with glorious sunrises and calming sunsets over the horizon. This home has undergone a comprehensive renovation, boasting high-quality finishes, custom craftsmanship, and a modern layout that maximizes space and captures the essence of coastal living. The open living and dining areas are flooded with natural light, creating a welcoming atmosphere for relaxation and social gatherings. A cozy fireplace adds warmth and charm. The master bedroom is a retreat in itself, complete with a private balcony where you can unwind while taking in the

Next steps in Atlantic Beach

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$16,617

Property taxesest. at asking price, Duval County$4,899

Estimated total, before insurance$21,516/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$18,275/yr · $1,523/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1938)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,805 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach access
8th St.
about 0.1 mi
Closest park or preserve
Dutton Island Preserve
10 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)
about 2 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)
about 2 mi · Pablo Creek
Closest youth league fields
Jack Russell Park
4 min drive · Baseball, Soccer
Closest grocery store
Publix
7 min drive · 580 Atlantic Blvd, Neptune Beach

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $18,275/yr

Estimated taxes if purchased at asking price: ~$58,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $690/sq ft; this home is listed at $524/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
365 8th Street, Atlantic Beach, FL 32233Listed by KST GROUP LLC	Jul 2026	$4,450,000	$642	4/4	6,928	191	0.2
520 E Coast Drive, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP	Dec 2025	$3,650,000	$676	6/7	5,400	11	0.2
334 11th Street, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLC	Dec 2025	$4,295,000	$742	6/5.5	5,785	64	0.2
1271 E Coast Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS	Oct 2026	$2,775,000	$690	5/4.5	4,020	92	0.3
357 12th Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	Jun 2026	$4,050,000	$775	4/5.5	5,223	81	0.3
335 11th Street, Atlantic Beach, FL 32233Listed by FLORIDA HOMES REALTY & MTG LLC	Jun 2025	$1,738,000	$372	5/4	4,677	256	0.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,995,000

Price / Sq Ft$524

Bedrooms6

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage5,712

Acres0.33 acres

Year Built1938

TypeResidential

Sub-TypeSingle Family Residence

StyleMulti Generational

StatusClosed

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

This listingNo schools reported in the MLS

ElementaryAtlantic Beach, reported on 62 other Atlantic Beach listings

MiddleMayport, reported on 53 other Atlantic Beach listings

HighDuncan Fletcher, reported on 69 other Atlantic Beach listings

County schoolsJacksonville Area Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address890 Beach Avenue, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionAtlantic Beach

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Size14,374.8 sq ft

Lot Dimensions150' x 100'

Parcel Number1702390000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Detached, Garage, Garage Door Opener, Gated, Secured

ViewBeach, Ocean

Interior

Interior FeaturesEntrance Foyer, His and Hers Closets, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories3

LevelsThree Or More

LaundryLower Level, Sink

Exterior

Exterior FeaturesBalcony

Lot DescriptionSprinklers In Front, Sprinklers In Rear

FencingFull

RoofMetal

ConstructionFiber Cement, Stucco

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedApril 8, 2025

Days on Market202

Tax Amount$18,274.99

Tax Year2024

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Sold by: HERRON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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