This home is in Atlantic Beach — a pool home in Jacksonville.
Active·1 day on market
371 9th Street
Atlantic Beach, FL 32233
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Atlantic Beach
Welcome to this newly completed coastal modern residence in the heart of coveted Atlantic Beach. Just a short walk to the ocean and Atlantic Beach Town Center, you are steps from local dining, shopping, and the best of beach living. Situated on a generous 58x130 lot, this three story home offers 4,151 square feet of thoughtfully designed living space. With 5 bedrooms and 4 bathrooms, the layout balances function and flexibility. The primary suite and a secondary bedroom with ensuite bath are conveniently located on the first floor, along with a dedicated laundry room. The open concept living area is designed for everyday comfort and entertaining, featuring a gas linear fireplace, custom built ins, and a floating window bench seat. The kitchen makes a statement with a Taj Mahal leathered quartzite waterfall island, elevated cabinetry and tile selections, and a hidden scullery for seamless prep and storage.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Public water (record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,529 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:26 AM, sunset 6:57 PM.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $925,000 in September 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $921,238 | $921,238 | — |
| 2025 | $750,000 | $715,000 | — |
| 2024 | $902,996 | $902,996 | — |
| 2024 | $766,256 | $766,256 | — |
| 2023 | $906,307 | $847,058 | — |
| 2023 | $728,271 | $35,242 | — |
| 2022 | $821,192 | $770,053 | — |
| 2022 | $699,494 | $35,658 | — |
| 2021 | $700,048 | $700,048 | — |
| 2021 | $572,306 | $82,193 | — |
| 2020 | $704,480 | $704,480 | — |
| 2020 | $569,652 | $80,368 | — |
2025 property taxes (current owner): $12,520/yr
Estimated taxes if purchased at asking price: ~$70,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 12, 2026Active$3,595,000
- Aug 4, 2026Pending$3,595,000
- Jul 24, 2026Active Under Contract$3,595,000
- Apr 22, 2026Listed$3,595,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $775/sq ft; this home is listed at $866/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 397 Plaza, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $2,085,000 | $693 | 4/4 | 3,010 | 79 | 0.1 |
| 340 9th Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $3,125,000 | $845 | 5/5 | 3,700 | 36 | 0.1 |
| 740 Sherry Drive, Atlantic Beach, FL 32233Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $2,800,000 | $831 | 4/4.5 | 3,369 | 157 | 0.2 |
| 370 8th Street, Atlantic Beach, FL 32233Listed by WATSON REALTY CORP | Sep 2026 | $2,370,000 | $733 | 4/3.5 | 3,233 | 78 | 0.2 |
| 357 12th Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $4,050,000 | $775 | 4/5.5 | 5,223 | 81 | 0.2 |
| 1271 E Coast Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Oct 2026 | $2,775,000 | $690 | 5/4.5 | 4,020 | 92 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines