This home is in Atlantic Beach.

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Active

Active·84 days on market

371 9th Street

Atlantic Beach, FL 32233

$3,595,000$866/sqftEst. $19,134/moMLS# 2136712

Beds

Baths

4,151

Sq Ft

2026

Built

Garage

Yes

Pool

About this home

Atlantic Beach

Welcome to this newly completed coastal modern residence in the heart of coveted Atlantic Beach. Just a short walk to the ocean and Atlantic Beach Town Center, you are steps from local dining, shopping, and the best of beach living. Situated on a generous 58x130 lot, this three story home offers 4,151 square feet of thoughtfully designed living space. With 5 bedrooms and 4 bathrooms, the layout balances function and flexibility. The primary suite and a secondary bedroom with ensuite bath are conveniently located on the first floor, along with a dedicated laundry room. The open concept living area is designed for everyday comfort and entertaining, featuring a gas linear fireplace, custom built ins, and a floating window bench seat. The kitchen makes a statement with a Taj Mahal leathered quartzite waterfall island, elevated cabinetry and tile selections, and a hidden scullery for seamless prep and storage.

Cost to own

Mortgage calculator

Home Price

$3,595,000

Down Payment: 20%

$719,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$18,159

Principal & Interest: $18,159

Est. Taxes & Insurance: $4,540

Estimated Total Monthly

$22,699

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$19,134

Property taxesest. at asking price, Duval County$5,870

Estimated total, before insurance$25,004/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $925,000 in September 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$921,238	$921,238	—
2025	$750,000	$715,000	—
2024	$902,996	$902,996	—
2024	$766,256	$766,256	—
2023	$906,307	$847,058	—
2023	$728,271	$35,242	—
2022	$821,192	$770,053	—
2022	$699,494	$35,658	—
2021	$700,048	$700,048	—
2021	$572,306	$82,193	—
2020	$704,480	$704,480	—
2020	$569,652	$80,368	—

2025 property taxes (current owner): $12,520/yr

Estimated taxes if purchased at asking price: ~$70,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,529 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 22, 2026Listed$3,595,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,595,000

Price / Sq Ft$866

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,151

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Fenced

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

School Information

ElementaryAtlantic Beach

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address371 9th Street, Atlantic Beach, FL 32233

Area231-Atlantic Beach-North

SubdivisionAtlantic Beach

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Lot Dimensions58x130

Parcel Number1700500000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories3

LevelsThree Or More

LaundryIn Unit, Lower Level, Upper Level