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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in North Hampton, Fernandina Beach — a golf community home on Amelia Island.

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Active

$450,0003 bd · 2 ba · 1,778 sq ft

Active·35 days on market·North Hampton

85048 Bostick Wood Drive

Fernandina Beach, FL 32034

$450,000$253/sqftEst. $2,453/mo mortgageMLS# 2168335
3
Beds
2
Baths
1,778
Sq Ft
2010
Built
2
Garage
No
Pool

7 more homes for sale in North Hampton →Search North Hampton on the map

FEMA Zone XHOA $219/mo8,712 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

North Hampton

MOVE-IN READY | SELLER FINANCING AVAILABLE | NORTH HAMPTON | NO CDD Beautifully maintained home in the desirable North Hampton golf community featuring NO CDD, low HOA, mature trees and sidewalks. HOA includes cable, high-speed internet and home security monitoring, plus a 1-year home warranty is included. The open floor plan offers a spacious living area, dining room, breakfast nook and versatile flex room that could be used as an office. The updated kitchen features 42-inch wood cabinets and newer appliances. Fresh interior paint, brand-new carpet in all three bedrooms, tile flooring in the main living areas, and an included washer/dryer make this home truly move-in ready. Enjoy a large, fully fenced backyard overlooking a peaceful preserve, with plenty of room to entertain, play or add a pool. North Hampton amenities include Olympic-size and kiddie pools, tennis, pickleball, basketball, playground, Boat/RV storage and Lofton Creek access with a kayak launch, fishing dock and

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,453
Property taxesest. at asking price, Nassau County$602
HOAbilled semi-annually$219
Estimated total, before insurance$3,274/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,904/yr · $575/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,453
Principal & Interest: $2,453
Property taxes (est.): $602
Insurance (est.): $300
Estimated Total Monthly
$3,356
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 6:50 AM, sunset 5:31 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$445,793$445,793—

2025 property taxes (current owner): $6,904/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 7, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $253/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
83519 Watkins Walk, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJul 2026$392,000$2403/21,630200.6
82735 Belvoir Court, Fernandina Beach, FL 32034Listed by MOMENTUM REALTYOct 2026$453,000$2005/32,268490.7
86408 Eastport Drive, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2026$549,750$2413/2.52,281390.7
83122 Village Walk, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$390,000$2134/21,830550.8
85147 Renia Street, Yulee, FL 32097Listed by PALM III REALTY AND PROPERTY MOct 2026$224,900$1044/22,16460.9
85067 Amanda Court, Yulee, FL 32097Listed by COASTAL HOMES AND LAND LLCSep 2026$315,000$2113/21,493301

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$450,000
Price / Sq Ft$253
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,778
Acres0.20 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address85048 Bostick Wood Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionNorth Hampton
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size8,712 sq ft
Parcel Number12-2N-27-1460-0269-0000
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Golf Course, Management - Part Time, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Cable Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, RV Access/Parking
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity System Owned

Exterior

Lot DescriptionDead End Street, Irregular Lot, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Porch, Rear Porch
FencingFenced, Back Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedOctober 8, 2026
Days on Market35
HOA Fees$1,312 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameNorth Hampton
HOA Fee IncludesCable TV, Internet, Security
Tax Amount$6,904.42
Tax Year2025
Listing TermsCash, Conventional, FHA, Lease Option, Lease Purchase, Owner May Carry, Private Financing Available, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About North Hampton

North Hampton is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all North Hampton homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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