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Sold

Sold·Closed Jul 31, 2026·20 days on market

83519 Watkins Walk

Fernandina Beach, FL 32034

$392,000sold priceListed at $392,000 · 100% of asking$240/sqftMLS# 2146658
3
Beds
2
Baths
1,630
Sq Ft
2021
Built
2
Garage
No
Pool
HOA $82/mo6,970 sqft lotSingle Family Residence1 story

About this home

Fernandina Beach

Welcome to this impeccably maintained, barely lived-in home located in the desirable gated community of Village Walk, tucked away on a quiet cul-de-sac. Enjoy a low-maintenance lifestyle with NO CDD fees and lawn maintenance included through the HOA. The extra-long driveway provides ample parking for multiple vehicles, making it ideal for entertaining guests or accommodating visiting family and friends.Step inside to discover an inviting open-concept floor plan featuring tile flooring throughout the main living areas, plush carpeting in the bedrooms, spacious walk-in closets, and an abundance of natural light. The beautifully designed kitchen is a chef's dream, showcasing a large island, quartz countertops, 42-inch upper cabinets, natural gas stove, and stainless steel appliances. The home also includes a water softener, washer, and dryer for added convenience. Outdoor enthusiasts will love the oversized screened lanai, the perfect space to relax or entertain year-round while

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,171
Property taxesest. at asking price, Nassau County$541
HOAbilled annually$82
Estimated total, before insurance$2,794/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,987/yr · $416/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$392,000
$78,400
Loan Term
Monthly Payment
$2,171
Principal & Interest: $2,171
Property taxes (est.): $541
Insurance (est.): $261
Estimated Total Monthly
$2,974
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$321,899$321,899—
2024$310,975$246,840—
2023$285,582$230,027—
2022$261,760$191,405—
2021$42,000$42,000—
2020$42,000$42,000—

2025 property taxes (current owner): $4,987/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 4, 2026Closed$392,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $240/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
83122 Village Walk, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$390,000$2134/21,830550.2
96061 Long Beach Drive, Fernandina Beach, FL 32034Listed by MOMENTUM REALTYJun 2026$410,000$2114/21,943570.4
95338 Cornflower Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESAug 2026$411,000$2173/21,8961300.7
23701 Flora Parke Boulevard, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$389,000$2384/21,636101
95284 Orchid Blossom Trail, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJul 2026$410,000$2753/21,492571
85069 Champlain Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESAug 2026$432,000$2143/22,022251.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$392,000
Price / Sq Ft$240
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,630
Acres0.16 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address83519 Watkins Walk, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionVillage Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size6,969.6 sq ft
Parcel Number402N27110100580000
ZoningPUD

Amenities

AmenitiesPool, Playground
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 22, 2026
Days on Market20
HOA Fees$982 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Other
Tax Amount$4,986.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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