Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a home near Ponte Vedra High School.

Photo 1 / 25
Active

Active·2 days on market

205 La Pasada Circle E

Ponte Vedra Beach, FL 32082

$417,000$318/sqftEst. $2,283/moMLS# 2167658
2
Beds
2
Baths
1,311
Sq Ft
1987
Built
1
Garage
No
Pool
FEMA Zone XHOA $187/mo4,356 sqft lotTownhouse1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ponte Vedra Beach

Experience the Ponte Vedra Beach lifestyle from this beautifully updated end-unit townhome featuring two primary suites in the gated Villages of Solano community. Soaring vaulted ceilings and abundant natural light create an airy, inviting feel throughout the interior. The thoughtfully designed layout extends to a spacious screened lanai overlooking a serene backyard—an ideal setting for morning coffee, relaxed evenings or effortless entertaining. Skylights bring natural light into the bathrooms, while the attached garage adds everyday convenience. Enjoy the community pool and sauna, plus an exceptional location less than 1 mile from beautiful Ponte Vedra Beach. Shopping, dining, medical services, parks, the library and everyday conveniences are all nearby. Adding to the appeal, enjoy a low monthly HOA fee under $190 and no CDD fee—a welcome advantage of ownership in this desirable coastal community.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,283
Property taxesest. at asking price, St. Johns County$555
HOAbilled monthly$187
Estimated total, before insurance$3,024/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,872/yr · $156/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$417,000
$83,400
Loan Term
Monthly Payment
$2,283
Principal & Interest: $2,283
Property taxes (est.): $555
Insurance (est.): $278
Estimated Total Monthly
$3,115
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,872/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Listed$417,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$417,000
Price / Sq Ft$318
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,311
Acres0.10 acres
Year Built1987
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address205 La Pasada Circle E, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionVillages Of Solano
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size4,356 sq ft
Parcel Number0525750530
ZoningResidential

Amenities

AmenitiesPool, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Guest

Interior

Interior FeaturesCeiling Fan(s), Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Window FeaturesSkylight(s)
SecuritySecurity Gate

Exterior

Exterior FeaturesTennis Court(s)
Patio / PorchCovered, Front Porch, Screened

Additional Information

Date ListedOctober 2, 2026
Days on Market2
HOA Fees$187 / Monthly
HOA FrequencyMonthly
HOA NameVillages of Solano
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,872.31
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REALTY ONE GROUP ELEVATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines