Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ocean Links, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·Listed today·Ocean Links

900 Ironwood Drive 913

Ponte Vedra Beach, FL 32082

$269,000$241/sqftEst. $1,372/moMLS# 2158481

Beds

Baths

1,117

Sq Ft

1992

Built

Garage

Pool

About this home

Ocean Links

Welcome to relaxed coastal living in the heart of Ponte Vedra Beach. This inviting two-bedroom, two-bathroom condominium features a bright, open floor plan designed for comfortable everyday living and effortless entertaining. Step outside onto the screened lanai-the perfect place to enjoy your morning coffee, unwind with a book or take in the gentle coastal breeze. With its airy layout, welcoming outdoor space and sought-after location near the ocean, this lovely condominium offers the easygoing Ponte Vedra Beach lifestyle you've been looking for. A private garage provides convenient parking and additional storage-a rare and valuable amenity among condominiums in the area.

Cost to own

Mortgage calculator

Home Price

$269,000

Down Payment: 20%

$53,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,372

Principal & Interest: $1,372

Property taxes (est.): $358

Insurance (est.): $179

Estimated Total Monthly

$1,909

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,372

Property taxesest. at asking price, St. Johns County$358

HOAbilled monthly$604

Estimated total, before insurance$2,333/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,273/yr · $273/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,273/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Other — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 4, 2026Listed$269,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$269,000

Price / Sq Ft$241

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,117

Year Built1992

TypeResidential

Sub-TypeCondominium

StyleOther

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address900 Ironwood Drive 913, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionOcean Links Of Pv

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0525250913

ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Playground, Spa/Hot Tub

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Unassigned

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringVinyl

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryIn Unit

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Spa FeaturesIn Ground