This home is in Ocean Grove Of Ponte Vedra Condo, Ponte Vedra Beach.

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Active·Listed today·Ocean Grove Of Ponte Vedra Condo

27 Arbor Club Drive 106

Ponte Vedra Beach, FL 32082

$240,000$215/sqftEst. $1,277/moMLS# 2153411

Beds

Baths

1,116

Sq Ft

1992

Built

—

Garage

Pool

About this home

Ocean Grove Of Ponte Vedra Condo

Live in a community where the towering oaks provide welcome shade, natural beauty, and a timeless sense of Old Florida charm, making every walk through the neighborhood feel like a peaceful retreat. Combined with great amenities and private beach access, the lush landscape enhances the exceptional coastal lifestyle that makes Ocean Grove one of Ponte Vedra Beach's best kept condominium communities. This ground-floor condominium offers the perfect combination of comfort, convenience, and coastal living. The functional layout designed for everyday living or a relaxing beach retreat is just minutes from the beach, shopping, dining, championship golf, and top-rated St. Johns County schools. Ocean Grove residents enjoy an impressive array of amenities, including a gated entrance, resort-style pool, fitness center, clubhouse, tennis courts, Beach volley ball court, Pet Park, community Garden and private beach access. Enjoy the renovations of this beautiful unit that is move in ready.

Cost to own

Mortgage calculator

Home Price

$240,000

Down Payment: 20%

$48,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,277

Principal & Interest: $1,277

Est. Taxes & Insurance: $319

Estimated Total Monthly

$1,597

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,277

Property taxesest. at asking price, St. Johns County$319

HOAbilled monthly$526

Estimated total, before insurance$2,123/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$224,000	$111,194	—
2024	$242,000	$107,353	—
2023	$255,750	$102,770	—
2022	$193,000	$98,320	—
2021	$144,000	$94,000	—
2020	$136,500	$136,500	—

2025 property taxes (current owner): $1,593/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Active$240,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$240,000

Price / Sq Ft$215

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,116

Year Built1992

TypeResidential

Sub-TypeCondominium

StyleTraditional

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address27 Arbor Club Drive 106, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionOcean Grove Of Ponte Vedra Condo

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0615132706

Amenities

AmenitiesPool, Beach Access, Clubhouse, Fitness Center, Management - Off Site, Management- On Site, Park, Playground, Sauna, Storage, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Community Structure, Parking Lot

ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Spa FeaturesIn Ground, Community