This home is in Ocean Links, Ponte Vedra Beach.

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Active·45 days on market·Ocean Links

700 Ironwood Drive 728

Ponte Vedra Beach, FL 32082

$319,900$227/sqftEst. $1,703/moMLS# 2148165

Beds

Baths

1,407

Sq Ft

1992

Built

—

Garage

Pool

About this home

Ocean Links

Top-floor 3 bedroom, 2 bath condo in the Ocean Links community of Ponte Vedra Beach. Enjoy added privacy with no neighbors above and peaceful, tree-lined views from the large, screened balcony, perfect for morning coffee or evening relaxation. Inside, vaulted ceilings and a cozy fireplace create a bright, inviting atmosphere. The kitchen features bold blue cabinetry, newer stainless-steel appliances, dual pantry areas, and a dedicated laundry space. The split-bedroom floor plan offers excellent privacy, with two guest bedrooms and a full bath tucked behind a separate hallway door, while the spacious primary suite is privately situated on the opposite side of the home. Located off Solana Road and just 1.2 miles from beach access, Ocean Links offers resort-style amenities including a pool, hot tub, fitness center, clubhouse, tennis and basketball courts, playground, and beautifully landscaped park-like grounds. Convenient to shopping, dining, golf, and top-rated St. Johns County schools.

Cost to own

Mortgage calculator

Home Price

$319,900

Down Payment: 20%

$63,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,626

Principal & Interest: $1,626

Est. Taxes & Insurance: $407

Estimated Total Monthly

$2,033

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,703

Property taxesest. at asking price, St. Johns County$426

HOAbilled monthly$604

Estimated total, before insurance$2,732/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$267,700	$158,061	—
2024	$276,000	$152,899	—
2023	$293,880	$146,989	—
2022	$210,000	$141,251	—
2021	$198,000	$135,681	—
2020	$192,000	$133,117	—

2025 property taxes (current owner): $2,290/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History