This home is in Sawgrass, Ponte Vedra Beach.

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Active Under Contract

Active Under Contract·45 days on market·Sawgrass

15 Loggerhead Lane

Ponte Vedra Beach, FL 32082

$558,999$398/sqftEst. $2,841/moMLS# 2143164

Beds

Baths

1,406

Sq Ft

1986

Built

Garage

Pool

About this home

Sawgrass

Beautifully updated townhome in Turtleback Crossing, located within TPC Sawgrass! This inviting home features a spacious primary suite on the main floor and a private guest suite upstairs--perfect for hosting.The fully renovated kitchen offers a fresh, modern feel and flows seamlessly into the living space. Enjoy serene water views from your screened porch, ideal for relaxing or entertaining, and take advantage of the short walk to the community pool. The home also includes a one-car garage and is situated in a gated community with sidewalks, parks, and a true neighborhood feel. Just minutes away, you'll find The Yards with golf, tennis, and pickleball, and the TPC Clubhouse is an easy golf cart ride. Memberships are optional and not required with HOA. Professional pictures coming Tuesday 6/9

Cost to own

Mortgage calculator

Home Price

$558,999

Down Payment: 20%

$111,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,841

Principal & Interest: $2,841

Est. Taxes & Insurance: $710

Estimated Total Monthly

$3,552

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,841

Property taxesest. at asking price, St. Johns County$744

HOAbilled semi-annually$162

Estimated total, before insurance$3,747/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$419,757	$366,293	—
2024	$422,020	$332,994	—
2023	$425,960	$302,722	—
2022	$350,398	$275,202	—
2021	$250,941	$250,184	—
2020	$245,697	$227,440	—

2025 property taxes (current owner): $5,603/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,641 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History